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Florida discount medical plan org bonds.
$350 flat.

Florida licenses discount medical plan organizations (DMPOs) through the Office of Insurance Regulation, and conditions the license on a $35,000 surety bond (or an equivalent deposit). Ours is $350 — the price you see is the checkout price. A quick soft credit check may apply; it never affects your score, and the bond is issued when you pay.

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Required for your Florida DMPO license — through the Office of Insurance Regulation
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Fixed amount, fixed price — $35,000 bond, $350, no quote theater
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A quick soft credit check may apply — never a hard inquiry, no impact on your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to filed.

Your DMPO license filing is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Organization details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. A quick soft credit check may apply — it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the OIR

Pay online and receive the executed bond ready to file with your DMPO license application or renewal. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

A discount medical plan organization (DMPO) sells members access to discounted health-care services — not insurance, but a discount card arrangement. Florida regulates DMPOs under Chapter 636, Part II through the Office of Insurance Regulation, and requires each one to file a $35,000 surety bond.

The bond protects the financial interests of members who could be adversely affected by the insolvency of the organization under Fla. Stat. 636.236. If a DMPO fails and members are harmed, the bond is a backstop for them — the statute also lets an organization deposit eligible securities of equal value instead.

The required amount is no less than $35,000, and the bond must stay in force for as long as the license is active. It is not insurance for the organization — if the surety pays a member claim, the organization repays the surety.

Fla. Stat. 636.236 (Office of Insurance Regulation)Florida discount medical plan organizations are licensed under Chapter 636, Part II, and Fla. Stat. 636.236 requires each to maintain a surety bond (or deposit eligible securities of equal value) of no less than $35,000, in favor of the state for the benefit of members who may be adversely affected by the organization's insolvency. Confirm your required amount with the Office of Insurance Regulation.

You need this bond if you're

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Applying for a Florida DMPO license — a discount medical plan organization
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Renewing your DMPO license and your current bond is expiring or non-renewing
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A discount-card company entering the Florida market under Chapter 636
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Replacing a securities deposit with a surety bond to free up that capital

One application, issued instantly.

These are the actual underwriting fields — a quick soft credit check may apply, never a hard inquiry. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $35,000?No. You pay $350, the price set by our carrier's rate book for this bond. The $35,000 is the surety's maximum liability to the state and harmed members; it's not a deposit, and nobody holds your money.
Who requires this bond?The Florida Office of Insurance Regulation, as a condition of a discount medical plan organization license under Fla. Stat. 636.236. The statute also lets you deposit eligible securities of equal value instead of a bond.
What does the bond protect?The financial interests of members who could be hurt if the organization becomes insolvent. It's held for the benefit of the people of Florida who buy the plan — if the surety pays, the organization repays the surety.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It informs approval, not price: the premium stays $350 either way.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. The bond must stay in force while your DMPO license is active, so we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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The OIR is waiting on one document.

$350, short application, bond issued when you pay. Free until issued.

Your price$350
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