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Florida salvage dealer bonds.
$275 flat.

Florida requires every licensed salvage motor vehicle dealer (SD) to file a $25,000 bond with FLHSMV. Ours is $275 — the price you see is the checkout price. A quick soft credit check may apply on this bond; it never affects your score, and the bond is issued when you pay.

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Required for your Florida SD dealer license — and to keep it active each license period
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Fixed amount, fixed price — $25,000 bond, $275, no quote theater
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A quick soft credit check may apply — never a hard inquiry, no impact on your score
A-ratedA.M. Best carriersInstantissued the moment you payTo Apr 30fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your salvage dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. A quick soft credit check may apply — it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with FLHSMV

Pay online and receive the executed bond ready to file with your salvage dealer license application or renewal. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Florida licenses motor vehicle dealers — including salvage dealers (SD), who buy, sell, or process wrecked and salvage vehicles — through FLHSMV under Fla. Stat. 320.27. Before a license issues, the dealer must deliver a $25,000 surety bond (or an irrevocable letter of credit).

The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with Florida's motor vehicle laws and your obligation to pay the taxes and fees you owe the state. If a dealer's conduct causes financial harm, the harmed party can recover against the bond.

Bonds run for the license period, and a new bond or a continuation certificate must be on file at the start of each period — let it lapse and the SD license can't stay active. It is not insurance for you: if the surety pays a claim, you repay the surety, and the aggregate liability in any one year never exceeds the $25,000 face amount.

Fla. Stat. 320.27 (FLHSMV)Florida motor vehicle dealers, including salvage motor vehicle dealers (SD), are licensed by FLHSMV under Fla. Stat. 320.27, which conditions the license on a $25,000 surety bond or irrevocable letter of credit. The bond runs for the license period, must be renewed each period, and the surety's aggregate liability in any one year cannot exceed the bond amount.

You need this bond if you're

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Applying for a Florida SD license — salvage motor vehicle dealer
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Renewing your SD license and your current bond is expiring or non-renewing
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An auto recycler or rebuilder that holds a salvage dealer license
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Keeping a license active that lapsed when a prior bond was cancelled

One application, issued instantly.

These are the actual underwriting fields — a quick soft credit check may apply, never a hard inquiry. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $275, the price set by our carrier's rate book for this bond. The $25,000 is the surety's maximum liability to the state and harmed parties; it's not a deposit, and nobody holds your money.
Who requires this bond?FLHSMV requires it as a condition of a salvage motor vehicle dealer (SD) license under Fla. Stat. 320.27. The bond must stay active — a lapse can deactivate the license.
What does the bond guarantee?That you follow Florida's motor vehicle laws and pay the taxes and fees you owe the state. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It informs approval, not price: the premium stays $275 either way.
When does it renew?The bond runs to April 30 whatever day you buy. Florida ties the bond to the license period, so we send renewal notices 60 and 30 days before expiration, with autopay available, to keep your filing continuous.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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FLHSMV is waiting on one document.

$275, short application, bond issued when you pay. Free until issued.

Your price$275
Apply now →