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District of Columbia health club bonds.
$250 flat.

A health club or health spa operating in the District — including a gym franchise location — must post a surety bond with DLCP before making membership sales, under D.C. Code § 28-3817. A club that limits membership sales to 100 persons or fewer files at the $25,000 tier; ours is $250 flat, and the price you see is the checkout price.

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Required before membership sales by a DC health club or health spa under D.C. Code § 28-3817
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Fixed price, fixed amount — $25,000 bond, $250, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a District of Columbia health club bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A health club filing is one of the simpler consumer-protection bonds. Here's the entire process:

NOW · ONLINE

Apply online

Business details, membership-sales cap, and an effective date. That's the application.

MINUTES, USUALLY

Pay & e-sign

Bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with DLCP

Your executed bond and power of attorney arrive by email, ready to file with the Department of Licensing and Consumer Protection ahead of your first membership sale. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

D.C. Code § 28-3817 is the District's consumer-protection statute for health spa sales — cash or credit sales where a health club or spa agrees to provide goods or services for more than 30 days. Before making such a sale, the operator must file a surety bond (or an equivalent letter of credit or cash) with the Department of Licensing and Consumer Protection (DLCP).

The statute sets two tiers: $50,000 for a standard health spa, and a reduced $25,000 for an operator that states in writing it will limit membership sales to 100 persons or fewer. This filing is written at the $25,000 tier. It's a three-party arrangement: you (the principal), the surety carrier, and DLCP (the obligee), with members who prepaid dues as the protected party if the club closes or fails to deliver.

It is not insurance for you — if the surety pays a member claim, you repay the surety. DLCP requires evidence the bond remains in force filed annually, so we track your renewal and notify you well ahead of the date.

D.C. Code § 28-3817D.C. Code § 28-3817 requires a health spa (which the statute defines broadly to include health clubs, gyms, and similar membership-sales facilities) to maintain a surety bond, letter of credit, or cash with DLCP before making health spa sales — $50,000 standard, or $25,000 for an operator that limits sales to 100 members or fewer. Confirm with DLCP which tier applies to your location before filing.

You need this bond if you're

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Opening a health club or gym in the District, including a franchise location
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Registering with DLCP to make membership sales for the first time
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Renewing an existing health-club bond filing with DLCP
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Limiting membership sales to 100 persons or fewer and filing at the reduced tier
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with DLCP. Your executed bond and power of attorney arrive by email, ready to file with the Department of Licensing and Consumer Protection ahead of your first membership sale. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — the application includes a standard soft-pull credit consent, common to most bonds at this tier.

Start the application →
FAQ

Common questions.

How much is the DC health club bond?The premium is $250 flat — set by our carrier's rate book for this filing, the same for every operator at the $25,000 tier. Because the amount is fixed, there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid member claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Filings like this are among the thousands of bond types that issue right after purchase — many operators finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
What if my club sells to more than 100 members?Then D.C. Code § 28-3817 puts you at the $50,000 tier instead of $25,000. Tell us and we'll issue the higher bond — check with DLCP before you exceed the 100-member cap on this filing.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your DLCP filing today.

$250 flat, soft-pull credit consent only, bond often issued in the same sitting. Free until issued.

Your price$250
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