Virginia health club bonds.
$275 flat.
This is the $25,000 bond a club files under the Virginia Health Club Act (§59.1-306) to protect members' prepaid dues. The Act sets the amount by unexpired contracts and has no $25,000 step, so this bond fits a club with up to 500 contracts; above 500 you need $30,000 or more. Ours is $275 at checkout ($250 plus a $25 carrier charge).
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How much does a Virginia health club bond cost?
$275 at the $25,000 amount, including the carrier’s one-time $25 fee, the same for every applicant.
Three steps. One sitting.
Consumer-protection license bonds are simple. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase.
File and keep selling memberships
Your executed bond arrives by email, ready to file with the Commissioner of Agriculture and Consumer Services. Wet-ink original mailed on request.
What it is and who needs it.
What the health club bond actually covers
Virginia's Health Club Act (Va. Code §59.1-294 et seq.) requires a club that sells prepaid memberships to file a surety bond with the Commissioner of Agriculture and Consumer Services. The bond protects members' prepaid dues if the club goes out of business before their contracts end.
Under §59.1-306, the required amount steps up with the number of membership contracts you have sold — in the schedule of § 59.1-306(A): $10,000 for up to 250 unexpired contracts, $20,000 for 251–500, $30,000 for 501–750, $40,000 for 751–1,000, then $10,000 more per 250 contracts to $100,000 at 2,001 or more. There is no $25,000 step; this $25,000 bond meets or exceeds the $10,000 and $20,000 amounts and does not satisfy $30,000 or above.
No club is required to file more than $300,000 in total, and multi-location operators can use a blanket bond at that cap. If your contract count moves you above 500 unexpired contracts, you file a replacement bond at the new amount — send us your count and we quote it. The bond is continuous: the surety may withdraw only on 60 days’ written notice to the Commissioner (form OCRP-34).
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File and keep selling memberships. Your executed bond arrives by email, ready to file with the Commissioner of Agriculture and Consumer Services. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $250 at the $25,000 amount, including a one-time $25 carrier fee, for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Virginia bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Health club bond, issued today.
$275 at checkout ($250 plus a $25 carrier charge) for this tier, no credit check, often issued in the same sitting. Free until issued.