The security Virginia requires under the Virginia Health Club Act (§59.1-306) to protect members' prepaid dues if a club closes. The required amount steps up with your unexpired contracts — $10,000 up to 250, $20,000 for 251–500, $30,000 for 501–750 and on up to $100,000 — and § 59.1-306 has no $25,000 step. This $25,000 bond is $275 at checkout ($250 plus a $25 carrier charge): it exceeds the $10,000 and $20,000 amounts, so a club with up to 500 unexpired contracts can file it; a club above 500 needs $30,000 or more — send us your count and we quote that amount.
















Consumer-protection license bonds are simple. Here's the entire process:
Business details and an effective date. That's the application — no credit section, no follow-up scavenger hunt.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the Commissioner of Agriculture and Consumer Services. Wet-ink original mailed on request.
Virginia's Health Club Act (Va. Code §59.1-294 et seq.) requires a club that sells prepaid memberships to file a surety bond with the Commissioner of Agriculture and Consumer Services. The bond protects members' prepaid dues if the club goes out of business before their contracts end.
Under §59.1-306, the required amount steps up with the number of membership contracts you have sold — in the schedule of § 59.1-306(A): $10,000 for up to 250 unexpired contracts, $20,000 for 251–500, $30,000 for 501–750, $40,000 for 751–1,000, then $10,000 more per 250 contracts to $100,000 at 2,001 or more. There is no $25,000 step; this $25,000 bond meets or exceeds the $10,000 and $20,000 amounts and does not satisfy $30,000 or above.
No club is required to file more than $300,000 in total, and multi-location operators can use a blanket bond at that cap. If your contract count moves you above 500 unexpired contracts, you file a replacement bond at the new amount — send us your count and we quote it. The bond is continuous: the surety may withdraw only on 60 days’ written notice to the Commissioner (form OCRP-34).
These are the actual issuing fields — the application collects no credit information, because this bond doesn't need any.
Start the application →$275 at checkout ($250 plus a $25 carrier charge) for this tier, no credit review, often issued in the same sitting. Free until issued.