VA health club bonds.
$275 at checkout.

The security Virginia requires under the Virginia Health Club Act (§59.1-306) to protect members' prepaid dues if a club closes. The required amount steps up with your unexpired contracts — $10,000 up to 250, $20,000 for 251–500, $30,000 for 501–750 and on up to $100,000 — and § 59.1-306 has no $25,000 step. This $25,000 bond is $275 at checkout ($250 plus a $25 carrier charge): it exceeds the $10,000 and $20,000 amounts, so a club with up to 500 unexpired contracts can file it; a club above 500 needs $30,000 or more — send us your count and we quote that amount.

Required under the Virginia Health Club Act (§59.1-306) and filed with the Commissioner of Agriculture and Consumer Services
Amount steps up with how many membership contracts you sell — from $10,000 up to a $300,000 cap
No credit section in the application — fixed price, fixed $25,000 amount
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Consumer-protection license bonds are simple. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File and keep selling memberships

Your executed bond arrives by email, ready to file with the Commissioner of Agriculture and Consumer Services. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the health club bond actually covers

Virginia's Health Club Act (Va. Code §59.1-294 et seq.) requires a club that sells prepaid memberships to file a surety bond with the Commissioner of Agriculture and Consumer Services. The bond protects members' prepaid dues if the club goes out of business before their contracts end.

Under §59.1-306, the required amount steps up with the number of membership contracts you have sold — in the schedule of § 59.1-306(A): $10,000 for up to 250 unexpired contracts, $20,000 for 251–500, $30,000 for 501–750, $40,000 for 751–1,000, then $10,000 more per 250 contracts to $100,000 at 2,001 or more. There is no $25,000 step; this $25,000 bond meets or exceeds the $10,000 and $20,000 amounts and does not satisfy $30,000 or above.

No club is required to file more than $300,000 in total, and multi-location operators can use a blanket bond at that cap. If your contract count moves you above 500 unexpired contracts, you file a replacement bond at the new amount — send us your count and we quote it. The bond is continuous: the surety may withdraw only on 60 days’ written notice to the Commissioner (form OCRP-34).

Va. Code §59.1-306 (Virginia Health Club Act)Under Va. Code §59.1-306, a health club must file a surety bond (or letter of credit) with the Commissioner of Agriculture and Consumer Services in an amount that steps up with the number of membership contracts sold — $10,000 for 250 or fewer contracts, rising in tiers to $100,000 for 2,001 or more — with no club required to file more than $300,000. Confirm the tier that matches your contract count.

You need this bond if you are

A gym or fitness club selling prepaid membership contracts in Virginia
A studio or wellness club — yoga, pilates, spa — that collects dues in advance
Crossing into a new tier as your contract count grows, and filing a replacement bond
Operating multiple locations and using a blanket bond up to the $300,000 cap

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need any.

Start the application →
FAQ

Common questions.

How much is the Virginia health club bond?The premium for this $25,000 bond is $250, set by our carrier's rate book. The bond amount itself is set by §59.1-306 and steps up with your contract count, so a larger club files a larger bond at its own matching tier price.
How is the bond amount determined?By how many membership contracts you have sold: $10,000 for 250 or fewer, then rising in tiers up to $100,000 for 2,001 or more, capped at $300,000 total. Send us your contract count and we will issue the matching tier.
Why does Virginia require it?Under the Virginia Health Club Act it protects members' prepaid dues. If a club closes before contracts end, the bond pays injured members — it is held for the benefit of Virginia consumers.
Is there a credit check?The application collects no credit information at all — there's no credit section on this bond. Most applications approve instantly.
When does it renew?The bond must stay active for as long as you hold prepaid membership contracts. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other Virginia bonds.

Health club bond, issued today.

$275 at checkout ($250 plus a $25 carrier charge) for this tier, no credit review, often issued in the same sitting. Free until issued.

Your price$275
Apply now →