The security Maryland requires under Commercial Law § 14-12B-02 to protect health club members’ prepaid dues if a club closes. New registrants post at least $50,000; the amount then scales with what members have prepaid. We issue it at a flat 3% with no credit check.
















No underwriting queue for the standard health club bond — enter your amount, pay, and file. Here is the whole thing:
Your business details, the bond amount your liabilities require, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Register the executed bond as § 14-12B requires before and while you sign membership agreements. Wet-ink originals mailed whenever you need them.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the security your liabilities require and the premium updates.
Maryland’s Health Club Services law (Commercial Law § 14-12B) requires a seller of health club services agreements to register and maintain a surety bond. The bond protects members’ prepaid fees, dues, deposits, and initiation fees if the club goes out of business before their contracts end.
A new registrant must keep a bond of at least $50,000 until its outstanding obligations to consumers exceed that figure. After that, the bond is set to the aggregate value of outstanding member liabilities — moneys received in advance, less the prorated value of services already delivered — based on a report from an independent CPA.
For lifetime contracts, liabilities are prorated over no more than 36 months, and the bond is commonly capped around $200,000 per location. Enter the figure your situation requires and we issue the bond at a flat 3% with no credit check.
Submit the application with your required bond amount — the executed health club bond is generated instantly, ready to register.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and register it the same day.