AZ certificate of title bonds.
Flat 3%. Enter your amount.

When you can't prove ownership of a vehicle, Arizona lets you get a bonded title — file a surety bond under A.R.S. 28-2058 and the Motor Vehicle Division issues the title. We write it at a flat 3% with no credit check; the amount is one and a half times the vehicle's value.

For owners with missing, lost, or defective proof of ownership under A.R.S. 28-2058
Amount is one and a half times the vehicle's value as determined by the MVD
Flat 3%, no credit pull — enter your bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the MVD. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the vehicle, and the bond amount (1.5x the vehicle's value) — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the MVD

Take the executed bond, your vehicle inspection, and the bonded title application to the MVD to get your bonded title. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is 1.5x the vehicle's value — enter it and the premium updates.

$3,000 bond
$275
$7,500 bond
$275
$15,000 bond
$450
About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Arizona lets you establish ownership with a bonded title under A.R.S. 28-2058. You post a surety bond, the Motor Vehicle Division issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is one and a half times the vehicle's value as determined by the MVD. The MVD also requires a Level III vehicle inspection and a bonded-title application affidavit certifying that you own the vehicle and explaining why you need a bonded title.

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond stays in effect until three years after the vehicle is no longer registered in Arizona, after which a clean title can issue.

A.R.S. 28-2058 (Motor Vehicle Division)Arizona allows an owner with insufficient proof of ownership to obtain a certificate of title by filing a surety bond under A.R.S. 28-2058 (with related provisions in A.R.S. 28-2056 and 28-2057). The bond amount is one and a half times the vehicle's value as determined by the Motor Vehicle Division, requires a vehicle inspection, and remains in effect until three years after the vehicle is no longer registered in Arizona.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding a defective title the MVD won't accept as proof of ownership
Registering an abandoned or project vehicle that needs a bonded title to get on the road

Five minutes, issued on the spot.

Submit the application with your bond amount (1.5x the vehicle's value) — the executed title bond is generated instantly, ready to take to the MVD.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Arizona title bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount is set at one and a half times the vehicle's value, so a smaller-value vehicle lands at the $275 minimum, and the premium scales up from there. Enter your amount and the quote updates.
How do I figure out the bond amount? +
It's one and a half times the vehicle's value as determined by the Motor Vehicle Division. The MVD also requires a Level III vehicle inspection and a bonded-title application affidavit before issuing the title.
Is there a credit check? +
No — the title bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last? +
An Arizona title bond stays in effect until three years after the vehicle is no longer registered in Arizona. If no valid claim is made, a clean (non-bonded) certificate of title can issue.
Related bonds

Other New York bonds.

Bonded title, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the MVD the same day.

Your premium @ 3%$275
Apply now →