Arizona certificate of title bonds.
From $100.
Also known as the Arizona bonded title bond.
When you can't prove ownership of a vehicle, Arizona lets you get a bonded title — file a surety bond under A.R.S. 28-2057 and the Motor Vehicle Division issues the title. Premiums start from $100, and the amount is one and a half times the vehicle's value; your exact price appears at the application.
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How much does an Arizona certificate of title bond cost?
0.9% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Apply to bonded title in one sitting.
No long underwriting queue for the standard title bond — apply, see your price, pay, and take the executed bond to the MVD. Here is the whole thing:
Apply online
Your details, the vehicle, and the bond amount (1.5x the vehicle's value) — that is the application. No credit check up to $100,000.
Issued on the spot
Most applications approve instantly and the executed bond generates as soon as you pay.
File with the MVD
Take the executed bond, your vehicle inspection, and the bonded title application to the MVD to get your bonded title. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Arizona lets you establish ownership with a bonded title under A.R.S. 28-2057. You post a surety bond, the Motor Vehicle Division issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is one and a half times the vehicle's value as determined by the MVD. The MVD also requires a Level III vehicle inspection and a bonded-title application affidavit certifying that you own the vehicle and explaining why you need a bonded title.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond stays in effect until three years after the vehicle is no longer registered in Arizona, after which a clean title can issue.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single three-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the MVD. Take the executed bond, your vehicle inspection, and the bonded title application to the MVD to get your bonded title. Wet-ink originals mailed whenever the office insists.
What sets the price
The premium is 0.9% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot for most applicants.
Submit the application with your bond amount (1.5x the vehicle's value) — most title bonds generate instantly, ready to take to the MVD.
Start the application →Common questions.
Other Arizona bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Bonded title, issued today.
Premiums from $100. Enter your amount and take it to the MVD the same day.
