NM certificate of title bonds.
Flat 3%. Enter your amount.
When you can’t prove ownership of a vehicle, New Mexico lets you get a bonded title — file a surety bond under NMSA 1978 § 66-3-24 (MVD form MVD-10070) and the Motor Vehicle Division issues the title. We write it at a flat 3% with no credit check; the amount is twice the vehicle’s value.
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Apply to bonded title in one sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the MVD. Here is the whole thing:
Apply online
Your details, the vehicle, and the bond amount (twice the vehicle’s value) — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the MVD
Take the executed bond (MVD-10070), your value documentation, and a VIN inspection (MVD-10861) to the Motor Vehicle Division to get your bonded title. Wet-ink originals mailed whenever the office insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is twice the vehicle’s value — enter it and the premium updates.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, New Mexico lets you establish ownership with a bonded title under NMSA 1978 § 66-3-24. You post a surety bond, the Motor Vehicle Division issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is two times the vehicle’s value as determined by the NADA guide or, where NADA has no value, a written appraisal. You apply on form MVD-10070 and the MVD also requires a VIN inspection (Affidavit of VIN, MVD-10861) by a certified inspector.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond runs a three-year term, after which a clean title issues if no valid claim was made.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with your bond amount (twice the vehicle’s value) — the executed title bond is generated instantly, ready to take to the MVD.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the New Mexico title bond? +
How do I figure out the bond amount? +
Is there a credit check? +
What does the bond protect against? +
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Other New York bonds.
Bonded title, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the MVD the same day.