Arizona wholesale dealer bonds.
$175 flat.
Also known as the Arizona auto dealer bond or car dealer bond.
Arizona requires every licensed wholesale motor vehicle dealer to file a $25,000 bond with the Motor Vehicle Division. Ours is $175 flat — set by our carrier’s rate book for this bond, identical for every dealer. One soft credit pull; the bond is issued when you pay.
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How much does an Arizona wholesale dealer bond cost?
$175 at the $25,000 amount, the same for every applicant.
Three steps to licensed.
Your wholesale dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the MVD
Pay online and receive the executed $25,000 bond ready to file with your wholesale dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Arizona licenses motor vehicle dealers through the Motor Vehicle Division, and conditions a wholesale dealer license on a $25,000 surety bond under A.R.S. 28-4362. A wholesale dealer sells used vehicles only to other licensed dealers — the bond is a consumer-and-public-protection guarantee standing behind clear title and your compliance with Arizona's motor vehicle dealer laws.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Arizona together with harmed parties. If a dealer fails to deliver clear title, misapplies money, or otherwise violates dealer law, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the MVD. Pay online and receive the executed $25,000 bond ready to file with your wholesale dealer license application. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is fixed at $175 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Arizona motor vehicle dealer bonds.
Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Arizona. Each has its own statute and bond amount.
Other Arizona bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The MVD is waiting on one document.
$175 flat, short application, bond issued when you pay. Free until issued.