AZ wholesale dealer bonds.
$750 flat. Soft pull.

Arizona requires every licensed wholesale motor vehicle dealer to file a $25,000 bond with the Motor Vehicle Division. Ours is $750 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your AZ wholesale dealer license — new applicants and renewals through the MVD
Fixed amount, fixed price — $25,000 bond, $750, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your wholesale dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the MVD

Pay online and receive the executed $25,000 bond ready to file with your wholesale dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

Arizona licenses motor vehicle dealers through the Motor Vehicle Division, and conditions a wholesale dealer license on a $25,000 surety bond under A.R.S. 28-4362. A wholesale dealer sells used vehicles only to other licensed dealers — the bond is a consumer-and-public-protection guarantee standing behind clear title and your compliance with Arizona's motor vehicle dealer laws.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Arizona together with harmed parties. If a dealer fails to deliver clear title, misapplies money, or otherwise violates dealer law, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.

A.R.S. 28-4362 (Motor Vehicle Division)Arizona wholesale motor vehicle dealers and wholesale auction dealers are licensed by the Motor Vehicle Division and must file a $25,000 surety bond under A.R.S. 28-4362. Retail used and new car dealers post a higher bond under the same article — verify the amount on your application, or send it to us and we will confirm which bond applies.

You need this bond if you're

Applying for an AZ wholesale dealer license — selling used vehicles to licensed dealers
Renewing your dealer license and your current bond is expiring or non-renewing
A wholesale auction dealer the MVD ties to the same $25,000 filing
Moving to Arizona from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $25,000? +
No. You pay $750 — the flat 3% of the bond amount. The $25,000 is the surety's maximum liability to the state and harmed parties; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Arizona Motor Vehicle Division requires it as a condition of a wholesale motor vehicle dealer license under A.R.S. 28-4362. No active bond, no license.
What does the bond guarantee? +
That you deliver clear title on the vehicles you sell, handle money properly, and follow Arizona dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Related bonds

Other New York bonds.

The MVD is waiting on one document.

$750 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$750
Apply now →