CO certificate of title bonds.
From $100. Enter your amount.

When you can’t prove ownership of a vehicle, Colorado lets you get a bonded title — file a surety bond under C.R.S. 42-6-115 (form DR 2922) and the DMV issues the title. The premium is 0.9% of your bond amount, with a $100 minimum; the amount is twice the vehicle’s value, and your exact price appears at the application.

For owners with missing, lost, or defective proof of ownership under C.R.S. 42-6-115
Amount is two times the vehicle’s current appraised value — by KBB/NADA or a dealer appraisal
0.9% of the bond amount, $100 minimum — the price scales with your bond amount; the application collects no credit information
0.9% rate$100 minimum, set by bond amountNo SSNin the applicationFastinstant underwriting
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the vehicle, and the bond amount (twice the vehicle’s value) — that is the entire application.

MINUTES, USUALLY

Issued fast

Most applications approve instantly and the executed bond is generated as soon as you pay. If a check ever runs, it is a soft pull only — never a hard inquiry. Larger amounts may get a quick review.

SAME DAY

File with the DMV

Take the executed bond (form DR 2922), your appraisal, and a VIN inspection to the DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Colorado lets you establish ownership with a bonded title under C.R.S. 42-6-115. You post a surety bond, the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is two times the vehicle’s current appraised value. You establish value with a Kelley Blue Book or NADA printout, or a written appraisal from a Colorado-licensed motor vehicle dealer — and the DMV also wants a Statement of Fact (DR 2444) and a certified VIN inspection (DR 2704).

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond is filed on form DR 2922 and typically runs a three-year term, after which a clean title issues.

C.R.S. 42-6-115 (form DR 2922)C.R.S. 42-6-115 lets an owner with insufficient proof of ownership obtain a Colorado certificate of title by filing a surety bond (form DR 2922) in an amount equal to twice the vehicle's current value. Value is established by KBB/NADA or a licensed-dealer appraisal, with a Statement of Fact (DR 2444) and a certified VIN inspection (DR 2704).

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding a defective title the DMV won’t accept as proof of ownership
Registering an abandoned or project vehicle that needs a bonded title to get on the road

One application, priced fast.

Submit the application with your bond amount (twice the vehicle’s value) — your exact price is confirmed there, and the executed title bond is generated as soon as you pay.

Start the application →
FAQ

Common questions.

How much is the Colorado title bond?The premium is 0.9% of your bond amount, with a $100 minimum — the price is set by the amount, not by credit or underwriting tier. The bond amount is set at twice the vehicle’s current value. Enter your amount and your exact price appears at the application.
How do I figure out the bond amount?It’s two times the vehicle’s current value. Establish value with a Kelley Blue Book or NADA valuation, or a written appraisal from a Colorado-licensed motor vehicle dealer, then double it. The DMV also requires a Statement of Fact (DR 2444) and a certified VIN inspection (DR 2704).
Is there a credit check?The application collects no credit information, and most applications approve instantly. If a check ever runs, it is a soft pull only — never a hard inquiry — and it never affects your credit score.
What does the bond protect against?It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last?A Colorado title bond typically runs a three-year term. If no valid claim is made, a clean (non-bonded) certificate of title issues at the end of the period.
Related bonds

Other Colorado bonds.

Bonded title, issued today.

Pricing from $100. Enter your amount and take it to the DMV the same day.

Your premiumfrom $100
Apply now →