When you can’t prove ownership of a vehicle, Colorado lets you get a bonded title — file a surety bond under C.R.S. 42-6-115 (form DR 2922) and the DMV issues the title. We write it at a flat 3% with no credit check; the amount is twice the vehicle’s value.
















No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:
Your details, the vehicle, and the bond amount (twice the vehicle’s value) — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Take the executed bond (form DR 2922), your appraisal, and a VIN inspection to the DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is twice the vehicle’s value — enter it and the premium updates.
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Colorado lets you establish ownership with a bonded title under C.R.S. 42-6-115. You post a surety bond, the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is two times the vehicle’s current appraised value. You establish value with a Kelley Blue Book or NADA printout, or a written appraisal from a Colorado-licensed motor vehicle dealer — and the DMV also wants a Statement of Fact (DR 2444) and a certified VIN inspection (DR 2704).
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond is filed on form DR 2922 and typically runs a three-year term, after which a clean title issues.
Submit the application with your bond amount (twice the vehicle’s value) — the executed title bond is generated instantly, ready to take to the DMV.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the DMV the same day.