CO certificate of title bonds.
Flat 3%. Enter your amount.

When you can’t prove ownership of a vehicle, Colorado lets you get a bonded title — file a surety bond under C.R.S. 42-6-115 (form DR 2922) and the DMV issues the title. We write it at a flat 3% with no credit check; the amount is twice the vehicle’s value.

For owners with missing, lost, or defective proof of ownership under C.R.S. 42-6-115
Amount is two times the vehicle’s current appraised value — by KBB/NADA or a dealer appraisal
Flat 3%, no credit pull — enter your bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the vehicle, and the bond amount (twice the vehicle’s value) — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the DMV

Take the executed bond (form DR 2922), your appraisal, and a VIN inspection to the DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is twice the vehicle’s value — enter it and the premium updates.

$2,500 bond
$275
$5,000 bond
$275
$10,000 bond
$300
About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Colorado lets you establish ownership with a bonded title under C.R.S. 42-6-115. You post a surety bond, the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is two times the vehicle’s current appraised value. You establish value with a Kelley Blue Book or NADA printout, or a written appraisal from a Colorado-licensed motor vehicle dealer — and the DMV also wants a Statement of Fact (DR 2444) and a certified VIN inspection (DR 2704).

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond is filed on form DR 2922 and typically runs a three-year term, after which a clean title issues.

C.R.S. 42-6-115 (form DR 2922)C.R.S. 42-6-115 lets an owner with insufficient proof of ownership obtain a Colorado certificate of title by filing a surety bond (form DR 2922) in an amount equal to twice the vehicle's current value. Value is established by KBB/NADA or a licensed-dealer appraisal, with a Statement of Fact (DR 2444) and a certified VIN inspection (DR 2704).

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding a defective title the DMV won’t accept as proof of ownership
Registering an abandoned or project vehicle that needs a bonded title to get on the road

Five minutes, issued on the spot.

Submit the application with your bond amount (twice the vehicle’s value) — the executed title bond is generated instantly, ready to take to the DMV.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Colorado title bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount is set at twice the vehicle’s current value, so a $2,500 or $5,000 bond lands at the $275 minimum, and the premium scales up from there. Enter your amount and the quote updates.
How do I figure out the bond amount? +
It’s two times the vehicle’s current value. Establish value with a Kelley Blue Book or NADA valuation, or a written appraisal from a Colorado-licensed motor vehicle dealer, then double it. The DMV also requires a Statement of Fact (DR 2444) and a certified VIN inspection (DR 2704).
Is there a credit check? +
No — the title bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last? +
A Colorado title bond typically runs a three-year term. If no valid claim is made, a clean (non-bonded) certificate of title issues at the end of the period.
Related bonds

Other New York bonds.

Bonded title, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the DMV the same day.

Your premium @ 3%$275
Apply now →