Coverage that
wins you work.
Win the bid, then prove it. Light RFP gets contractors the liability, workers’ comp, equipment, and surety coverage every job demands — issued, bonded, and certificate-shared from the same place you bid and get paid.
Trusted by industry leaders
Insured, bonded, and bid-ready — from one place.
You already find work, get bonded, and get paid on Light RFP. Insurance lives in the same place: coverage matched to each bid, certificates a click away, and bonds built in — so you spend less time on paperwork and more time on the job.
Coverage that meets the bid.
Every solicitation lists insurance requirements — limits, additional insured, waivers of subrogation. We match your coverage to the spec, so you qualify before you bid, not scramble after you win.
- Requirements read off the bidLimits, additional-insured language, and endorsements pulled straight from the solicitation and checked against your policies.
- Additional insured, handledOwner and GC added, waivers of subrogation included — the paperwork GCs always ask for, done.
Certificates, sent in seconds.
Stop waiting on your broker for a COI. Issue an ACORD 25 the moment a GC or owner asks — additional insured added, sent, and logged on the project — all from your bid.
- Add additional insured in a clickName the owner and GC, attach the right endorsements, and generate the certificate instantly.
- Shared and tracked on the projectEvery COI you send is logged against the job, so you never re-send the same certificate twice.
Bid bonds free. P&P at a flat 3%.
You already bond on Light RFP. Free bid bonds, flat-3% performance & payment bonds from A-rated carriers, and your bid application doubles as prequalification — so bonding is one click, not a week of back-and-forth.
- Soft pull — never your scoreSurety prequalification uses a soft credit check that never affects your personal credit.
- Most bonds issue instantlySimple bonds are immediate; the complex ones clear underwriting in 1–2 business days, in all 50 states.
Cover the crew, pay as you go.
Protect your people without the big upfront deposit. Pay-as-you-go workers’ comp tied to your actual payroll, claims handled fast to get the crew back to work, and the certificate every GC requires.
- Premium tracks real payrollNo fat deposit and no big audit-time surprise — you pay on the wages you actually run.
- Fast claims, less downtimeAn injured worker gets care quickly and your job keeps moving, with advisors working the carrier for you.
Your gear, covered on the move.
Tools walk off and trucks get hit. Inland marine for the equipment that travels job to job, plus commercial auto for the fleet — replaced fast so the work keeps going.
- Tools & equipment, anywhereBlanket and scheduled coverage for the gear that moves between sites, not just what’s locked in the shop.
- Commercial auto for the fleetTrucks and vans covered for collision, liability, and theft — including hired and non-owned vehicles.
Every line a contractor needs.
Common questions.
What does coverage cost? +
Will checking bonding hurt my credit? +
Can my coverage meet a specific bid’s requirements? +
How fast can I get a certificate of insurance? +
Do you cover workers’ comp for my crew? +
What lines do you write for contractors? +
“Insured, bonded, and certificate-ready on the same platform you bid and get paid — so you spend less time on paperwork and more time winning work.”
Get covered, get bonded, get the job.
A free coverage quote — every line your jobs require, plus the bonds, in one place.