Business
Who is applying, the work you do, and how to reach you.
0/19required answered
Applicant
The work
Include the owners’ own pay. 0 if there is none.
Contractor insurance
Contractor insurance · Every line
Contractor insurance application.
One application for the insurance a contractor carries, matched to what the owners and GCs on your RFPs require. Pick the lines to quote; each asks only what we need to start. Where a line’s insurers need more, we send you that line’s full application. Answer what you can and send it from the review sheet. Our brokerage takes it to market and comes back with quotes, or with questions.
Plan on 10 to 20 minutes for general liability, workers’ comp and auto, with your current policies to hand. Your answers are kept in this browser tab only, with no account. Closing the tab clears them, so gather your documents first (the checklist lists them).
We need this to start on your quotes. You can send with blanks; we’ll ask for the rest.
What to have on hand: an RFP you’re bidding and your current policies (6 things)
Most of it is on your payroll records, your declarations pages and the RFPs you bid. Answer counts assume general liability, workers’ comp and auto, a business insured today, and no claims.
- Your business basicsLegal name, the year you started, your trades, revenue, payroll and headcount, and what you subcontract.
- The lines you wantGeneral liability, workers’ comp, commercial auto, tools and equipment, umbrella, professional liability, cyber and builder’s risk. Pick any.
- A few facts per lineVehicles and drivers for auto, what your tools are worth, the job and its value for builder’s risk.
- An RFP you are biddingIts insurance section: the limits, additional insured, waiver of subrogation, primary and noncontributory, and the certificates it asks for.
- Your current policiesThe insurer and renewal date of each, from the declarations pages.
- Loss runs, if you have themFive years of claims history from your insurers. You can send them after by replying to your confirmation email.
Start from your documents
Pre-fill this application from your documents
Drop your declarations pages, loss runs or the insurance section of an RFP you’re bidding. We fill in answers you’ve left blank, and you check each one before you send.
Drag files here, or
PDF, photo (JPG, PNG, HEIC), Excel .xlsx, Word .docx, text or CSV. Up to 4 MB a file (larger photos are shrunk to fit), 12 files in all.
Good documents for this application
- An RFP you are bidding
- Your current policies
- Loss runs
Files are read to fill in answers and are not kept. An AI provider reads them under terms that don’t let it train on them.
- Application
- Contractor insurance, every line
- Sheets
- 04
- Three lines, insured today
- about 49 answers, 45 required
- All eight lines, with a claim
- about 69 answers, 64 required
- Status
- Your answers go to Light RFP when you press Send. Files you drop in are read to fill in answers, and not kept.
- Prepared by
- Light RFP Risk Management Services LLC NY DFS License # PC-1978982
Contractor insurance application
Files you drop in fill in answers you’ve left blank.
After you send
What happens after you send.
We read it
A Light RFP broker reads every answer, matches your trades to the insurers’ classes, and asks about anything blank or flagged.
We take it to market
Our brokerage takes each line to the insurers whose appetite fits your work. Where a line’s insurers need more than the starter questions, we send you that line’s full application.
You compare and choose
Quotes side by side, line by line, checked against the limits and wording your RFPs ask for. Our brokerage puts the policies you choose in force and issues the certificates your jobs need.
Send us your current policies and an RFP, and we’ll fill this in with you.
Rather go through it on a call, or send us an RFP’s insurance section? Schedule a call, or write to Light RFP’s insurance team: insurance@lightrfp.com