WY exempt company registration bonds.
$150 flat.
A company that is exempt from Wyoming mortgage lender or broker licensing but sponsors one or more mortgage loan originators still has to register on the NMLS and post a $25,000 surety bond with the Wyoming Division of Banking — ours is $150 flat, and the price you see is the checkout price. The application collects no credit information, and most applications approve instantly.
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Three steps. One sitting.
An exempt company's NMLS bond filing is about the simplest thing in surety. Here's the entire process:
Apply online
Business details, an effective date, and the term you want. That's the application — no financials, no follow-up scavenger hunt.
Pay & e-sign
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Upload to NMLS
Your executed bond and power of attorney arrive by email as an e-surety filing ready to attach to your NMLS exempt company registration or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Wyoming's Residential Mortgage Practices Act requires a mortgage lender or broker licensee to maintain a surety bond that covers the individual loan originators it employs or contracts with, and the Wyoming Division of Banking extends that same $25,000 bond framework to a company that is exempt from lender or broker licensing — for example a licensed Supervised Lender — but still sponsors mortgage loan originators through the Nationwide Multistate Licensing System (NMLS). Wyoming's licensing-and-renewal guidance groups an Exempt Registration alongside a Mortgage Lender/Broker or Broker license and puts all three on the same annual renewal cycle.
It's a three-party arrangement: your company (the principal), the surety carrier, and the State of Wyoming through the Division of Banking (the obligee), with the loan originators you sponsor — and the borrowers they serve — as the protected interest. If a sponsored loan originator violates the Act, a rule adopted under it, or applicable federal mortgage lending law and damages a borrower, a valid claim is paid out of the bond up to its full $25,000 penal sum.
It is not insurance for your company — if the surety pays a claim, you repay the surety. The bond is filed electronically through NMLS and has to stay active for as long as you sponsor an originator, so plan your renewal around the Division's November 1 – December 31 annual renewal window; we track your term and send notices ahead of expiration.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. This application doesn't collect credit information.
Start the application →Common questions.
Other Wyoming bonds.
File your NMLS exempt registration today.
$150 flat, soft pull only, bond often issued in the same sitting. Free until issued.