Washington trustee bonds.
We size, underwrite & quote it.
When the trust instrument or a court requires it, a trustee must give bond. It secures the faithful performance of the trustee’s fiduciary duties. The court sets the amount to protect the beneficiaries — and we underwrite it. A surety specialist reviews your file and returns a quote, usually within one business day.
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Built for the order requiring bond.
When a trust instrument requires a bond, or a court orders one to protect the beneficiaries, that bond gates the trustee’s authority to act. Here is the whole process:
Send us the file
Apply online with the trust provision or order requiring the bond, the trust’s value, and the trustee’s details. The value of the trust drives the penal sum.
A surety specialist underwrites it
A specialist reviews the file, a credit check, and any financials, then returns a quote. The amount is set by the court — underwriting decides approval and any collateral on a large trust.
Execute & file
Once you bind, we issue the executed bond on the required form with the power of attorney attached, ready to file so the trustee can act with full authority.
What it is and who needs it.
When a trustee must be bonded
A trustee holds and manages trust property for the beneficiaries. Washington doesn’t bond every trustee — but when the trust instrument requires it, or a court finds a bond is needed to protect the beneficiaries, the trustee must give bond.
The trustee bond secures the faithful performance of the trustee’s duties: investing prudently, accounting honestly, and distributing as the trust directs. If the trustee breaches those duties, the bond makes the beneficiaries whole and the surety looks to the trustee to repay it.
Because the surety stands behind the trust, the bond is underwritten on the trustee’s credit and finances, and a large trust can require collateral. A court acting under TEDRA (chapter 11.96A RCW) has plenary power over trust matters, and under RCW 48.28.020 the reasonable premium paid to an authorized surety insurer is allowed as a lawful expense. We tell you what your file needs before you commit.
You need this bond if you’re
The application takes about ten minutes.
These are the actual underwriting fields — the trust provision or order, the trust’s value, the trustee, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
Other Washington bonds.
Get bonded and administer the trust.
Send us the order or trust provision and the trust’s value, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.