Get started →Browse RFPs

WA escrow agent bonds.
$100 flat.

Washington requires a licensed escrow agent to file and maintain a $10,000 surety bond running to the State under RCW 18.44.201 — a condition of the license the Director of Financial Institutions issues. Ours is $100 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.

✓
Required to hold a Washington escrow agent license under RCW 18.44.201
✓
Fixed price, fixed amount — $10,000 bond, $100 flat, no quote process
✓
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantissuance at checkout$100 flatsame price at checkout
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Escrow agent license bonds are among the simplest filings in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details, your county and state of organization, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

This bond is checkout-priced at $100 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.

SAME DAY

File with DFI

Your executed bond arrives by email, ready to file with the Department of Financial Institutions for your escrow agent license. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the escrow bond actually guarantees

Washington licenses escrow agents under the Escrow Agent Registration Act, chapter 18.44 RCW, administered by the Director of Financial Institutions. An escrow agent is the neutral third party that holds money and documents in a real estate or personal property transaction until the closing conditions are met — and RCW 18.44.201 conditions the license on a surety bond of $10,000, alongside a fidelity bond and an errors and omissions policy.

The bond runs to the state of Washington as obligee and to the benefit of the state and any person who suffers loss. It is conditioned on the licensee faithfully conforming to chapter 18.44 RCW and the rules adopted under it, and reimbursing anyone who suffers loss because of a violation — the escrow-account, trust-fund, and closing rules that protect buyers, sellers, and lenders.

It is not insurance for you — if the surety pays a claim, you repay the surety. The surety's liability is capped at the face amount of the bond and cannot be stacked across bond periods, so the filing has to stay continuously in force; we track the term and send renewal notices 60 and 30 days out.

RCW 18.44.201RCW 18.44.201 requires a Washington escrow agent to file and maintain a surety bond in the amount of $10,000 — not required only where the licensee's fidelity bond carries no deductible — running to the state of Washington as obligee and to the benefit of the state and any person or persons who suffer loss. The bond is conditioned on the licensee faithfully conforming to and abiding by chapter 18.44 RCW and all rules adopted under it, and reimbursing all persons who suffer loss by reason of a violation. The surety's aggregate liability is limited to the face amount of the bond and cannot be added together across successive bond periods. The director must be notified before the bond is cancelled.

You need this bond if you're

✓
Applying for a Washington escrow agent license with the Department of Financial Institutions
✓
Renewing your escrow agent license — the $10,000 bond must stay continuously in force
✓
Closing real estate transactions for compensation as an independent escrow company in Washington
✓
Replacing a cancelled bond after your prior surety gave the director notice

One application, issued instantly.

These are the actual issuing fields — business details, county and organization type, an effective date, and a term.

Start the application →
FAQ

Common questions.

How much is the Washington escrow agent bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every escrow agent on the $10,000 filing. There is no quote process, and the price you see is the checkout price.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is $10,000 always the right amount?RCW 18.44.201 sets the escrow agent surety bond at $10,000 — a fixed figure, not a floor. The statute also excuses the surety bond entirely where the fidelity bond you file carries no deductible, so confirm with DFI what your license file needs before you buy.
Is there a credit check?If a credit screen runs on this bond, it is a soft pull only — never a hard inquiry, and it never affects your score. The price stays $100 flat either way.
Who requires the bond, and where do I file it?The State of Washington is the obligee, and the bond is filed with the Department of Financial Institutions, which licenses escrow agents under chapter 18.44 RCW. It must stay on file while the license is active, and the director gets notice before any cancellation.
Related bonds

Other Washington bonds.

WA Title Insurance Agent ($10,000)
The fixed $10,000 bond every Washington title insurance agent files with the Insurance Commissioner under RCW 48.29.155. $100 flat.
View bond →
WA Mortgage Broker (NMLS)
The $20,000–$60,000 bond a Washington mortgage broker files under RCW 19.146.205, sized by loan volume. 0.6% of the bond amount — $120 at the $20,000 base tier.
View bond →
WA Consumer Loan Company (NMLS)
The RCW 31.04.045 bond a Washington consumer loan licensee files through NMLS, $30,000 and up by volume. 0.6% of the bond amount — $180 at the $30,000 statutory minimum.
View bond →

Finish your escrow agent license today.

$100 flat, issued the moment you pay, soft pull only. Free until issued.

Start application
Your price$100
Apply now →