Washington escrow agent bonds.
$100 flat.
Washington requires a licensed escrow agent to file and maintain a $10,000 surety bond running to the State under RCW 18.44.201 — a condition of the license the Director of Financial Institutions issues. Ours is $100 flat, the price you see is the checkout price. No credit check.
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How much does a Washington escrow agent bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
Escrow agent license bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, your county and state of organization, an effective date, and a term. No credit check.
Pay & e-sign
This bond is checkout-priced at $100 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with DFI
Your executed bond arrives by email, ready to file with the Department of Financial Institutions for your escrow agent license. Wet-ink original mailed on request.
What it is and who needs it.
What the escrow bond actually guarantees
Washington licenses escrow agents under the Escrow Agent Registration Act, chapter 18.44 RCW, administered by the Director of Financial Institutions. An escrow agent is the neutral third party that holds money and documents in a real estate or personal property transaction until the closing conditions are met — and RCW 18.44.201 conditions the license on a surety bond of $10,000, alongside a fidelity bond and an errors and omissions policy.
The bond runs to the state of Washington as obligee and to the benefit of the state and any person who suffers loss. It is conditioned on the licensee faithfully conforming to chapter 18.44 RCW and the rules adopted under it, and reimbursing anyone who suffers loss because of a violation — the escrow-account, trust-fund, and closing rules that protect buyers, sellers, and lenders.
It is not insurance for you — if the surety pays a claim, you repay the surety. The surety's liability is capped at the face amount of the bond and cannot be stacked across bond periods, so the filing has to stay continuously in force; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with DFI. Your executed bond arrives by email, ready to file with the Department of Financial Institutions for your escrow agent license. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields — business details, county and organization type, an effective date, and a term.
Start the application →Common questions.
Other Washington bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your escrow agent license today.
$100 flat, issued the moment you pay, no credit check. Free until issued.