Oregon escrow agent bonds.
From $100.
Oregon licenses escrow agents through the Oregon Real Estate Agency, and ORS 696.525 requires the applicant to deposit a surety bond running to the State of Oregon with the Real Estate Commissioner, sized by the client trust funds the agent receives in a year. The premium is 1% of the bond amount, $100 minimum.
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How much does an Oregon escrow agent bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for a standard escrow agent bond — enter your tier amount, pay, and file with the commissioner. Here is the whole thing:
Apply online
Business details, the bond amount your trust-receipt tier calls for, an effective date, and a term. That is the application. No credit check up to $10,000.
Pay & e-sign
Your exact premium is on the page before you pay, so the bond issues the moment you pay — the executed bond and power of attorney generate on the spot.
Deposit it with the commissioner
Your executed bond arrives by email, ready to deposit with the Real Estate Commissioner alongside your escrow agent license application. Wet-ink original mailed on request.
What it is and who needs it.
What the escrow agent bond covers
Oregon's escrow law runs from ORS 696.505 to 696.590, administered by the Oregon Real Estate Agency. ORS 696.525 requires an applicant for an escrow agent license to deposit a surety bond with the Real Estate Commissioner at the time of application, executed by a surety company satisfactory to the commissioner and running to the State of Oregon.
The amount is tiered by the client trust funds the agent receives in a year: $50,000 under $30 million, $125,000 from $30 million to under $60 million, $250,000 from $60 million to under $100 million, $375,000 from $100 million to under $300 million, and $500,000 at $300 million or more. Growing past a threshold means filing at the higher amount.
The bond conditions you to strictly, honestly and faithfully comply with the escrow statutes and to pay all actual damages any person suffers from a violation, fraud, dishonesty, or misrepresentation in an escrow transaction. It is not insurance for you — if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Pay & e-sign. Your exact premium is on the page before you pay, so the bond issues the moment you pay — the executed bond and power of attorney generate on the spot.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, the bond amount, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Oregon bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Escrow agent bond, deposited today.
1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.