Oregon licenses escrow agents through the Oregon Real Estate Agency, and ORS 696.525 requires the applicant to deposit a surety bond running to the State of Oregon with the Real Estate Commissioner — sized by the client trust funds the agent receives in a year. The premium is 1% of the bond amount, $100 minimum, your exact price shows on this page before you pay, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
















No underwriting queue for a standard escrow agent bond — enter your tier amount, pay, and file with the commissioner. Here is the whole thing:
Business details, the bond amount your trust-receipt tier calls for, an effective date, and a term. That is the entire application — any credit screen is a soft pull that never shows as a hard inquiry.
Your exact premium is on the page before you pay, so the bond issues the moment you pay — the executed bond and power of attorney generate on the spot.
Your executed bond arrives by email, ready to deposit with the Real Estate Commissioner alongside your escrow agent licence application. Wet-ink original mailed on request.
Oregon's escrow law runs from ORS 696.505 to 696.590, administered by the Oregon Real Estate Agency. ORS 696.525 requires an applicant for an escrow agent licence to deposit a surety bond with the Real Estate Commissioner at the time of application, executed by a surety company satisfactory to the commissioner and running to the State of Oregon.
The amount is tiered by the client trust funds the agent receives in a year: $50,000 under $30 million, $125,000 from $30 million to under $60 million, $250,000 from $60 million to under $100 million, $375,000 from $100 million to under $300 million, and $500,000 at $300 million or more. Growing past a threshold means filing at the higher amount.
The bond conditions you to strictly, honestly and faithfully comply with the escrow statutes and to pay all actual damages any person suffers from a violation, fraud, dishonesty, or misrepresentation in an escrow transaction. It is not insurance for you — if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out.
These are the actual issuing fields — business details, the bond amount, an effective date, and a term. That is the entire application.
Start the application →1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.