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Washington commercial fundraiser bonds.
$375 flat.

Washington requires every commercial fundraiser to file a $25,000 bond with the Secretary of State Charities Program before soliciting, under RCW 19.09.191 and the rule the Secretary of State sets. Ours is $375 flat — the price you see is the checkout price, identical for every fundraiser. A quick soft credit check may apply; the bond is issued when you pay.

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Required under RCW 19.09.191 before you register and fundraise in Washington
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Fixed amount, fixed price — $25,000 bond, $375, no quote theater
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Washington commercial fundraiser bond cost?

$375 at the $25,000 amount, the same for every applicant.

How it works

Three steps to registered.

Your fundraiser registration is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Secretary of State

Pay online and receive the executed bond, filed with the Secretary of State, ready to file with your commercial fundraiser registration. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Washington regulates commercial fundraisers under the Charitable Solicitations Act (chapter 19.09 RCW), administered by the Secretary of State Charities Program. A commercial fundraiser — a paid solicitor who raises charitable contributions for organizations — must register and post a bond before fundraising.

Under RCW 19.09.191 the bond is executed in the amount the Secretary of State prescribes by rule — $25,000 under WAC 434-120-260 — and is filed with the Secretary. It runs to the state and to any person who may have a cause of action against you for malfeasance, misfeasance, or deceptive practice in the conduct of solicitations.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond is a registration condition: no active bond, no commercial fundraiser registration, no soliciting in Washington.

RCW 19.09.191 (Commercial fund-raisers — Surety bond)RCW 19.09.191, within Washington's Charitable Solicitations Act (chapter 19.09 RCW), requires a commercial fund-raiser to execute a surety bond in the amount prescribed by the Secretary of State in rule — set at $25,000 aggregate by WAC 434-120-260 — filed with the Secretary before registering and soliciting. The bond runs to the state and to any person who may have a cause of action against the obligor for any malfeasance, misfeasance, or deceptive practice in the conduct of solicitations.

You need this bond if you're

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Registering as a commercial fundraiser with the Secretary of State Charities Program
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Renewing your fundraiser registration and your prior bond is expiring or was non-renewed
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A compensated contract solicitor the Secretary of State Charities Program requires to register and bond in its own right
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Re-registering after a lapse in your Washington commercial fundraiser registration
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with the Secretary of State. Pay online and receive the executed bond, filed with the Secretary of State, ready to file with your commercial fundraiser registration. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is fixed at $375 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $375 flat. The $25,000 is the surety's maximum liability to the state and harmed parties; it's not a deposit, and nobody holds your money.
Who requires this bond?The Washington Secretary of State Charities Program requires it as a condition of commercial fundraiser registration, under RCW 19.09.191. No active bond, no registration.
What does the bond guarantee?That you follow the Charitable Solicitations Act and account for the contributions you handle. If you violate it and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $375 either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your fundraiser registration to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Washington bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

The Secretary of State is waiting on one document.

$375 flat, short application, bond issued when you pay. Free until issued.

Your price$375
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