WA bonded title bonds.
From $100.

When you can't prove you own a vehicle, Washington lets you get a bonded title — file a surety bond under RCW 46.12.680 and the Department of Licensing issues the title. Pricing starts from $100; your exact price appears at the application, and the amount is one and a half times the vehicle's value.

For owners with missing or insufficient proof of ownership under RCW 46.12.680
Amount is 1.5 times the vehicle value — by the DOL value system, KBB/NADA, or a dealer appraisal
From $100 — enter your bond amount and see your exact price at the application
0.9% of bond amount$100 minimumNo credit review at the standard amountnot even a soft pull at the standard amountInstantapproval for most
Trusted by industry leaders
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the Department of Licensing. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the vehicle, and the bond amount (1.5× the vehicle's value) — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information at the standard amount, and no waiting — the executed bond is generated as soon as you pay. It won't affect your score.

SAME DAY

File for your bonded title

Take the executed bond (Vehicle Ownership Bond, form 420054), your value documentation, and the title application to a vehicle licensing office. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and your proof of ownership is missing or insufficient, Washington lets you establish ownership with a bonded title under RCW 46.12.680. You post a surety bond, the Department of Licensing issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is one and a half times the vehicle's value. You establish value with the Department of Licensing's automated value system, a published guide like KBB or NADA, or a written appraisal from a licensed dealer or appraisal company on letterhead.

If a previous owner, secured party, or later purchaser proves a superior claim and is harmed, they can recover against the bond — including reasonable attorneys' fees — and if the surety pays, you repay the surety. The bond runs a three-year term, after which a clean title issues if no valid claim was made.

RCW 46.12.680RCW 46.12.680 lets a resident with insufficient proof of ownership obtain a Washington certificate of title by filing a surety bond (Vehicle Ownership Bond, form 420054) equal to one and one-half times the vehicle's value as determined by the department. Value is set by the DOL automated value system, a published guide (KBB/NADA), or a licensed-dealer or appraisal-company appraisal. The bond runs three years and protects any prior owner, secured party, or future purchaser.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding insufficient proof of ownership the Department of Licensing will not accept on its own
Registering an abandoned or project vehicle that needs a bonded title to get on the road

One application, issued on the spot.

Submit the application with your bond amount (1.5× the vehicle's value) — the executed title bond is generated instantly, ready to take to a licensing office.

Start the application →
FAQ

Common questions.

How much is the Washington title bond?Pricing is 0.9% of your bond amount, with a $100 minimum. The bond amount is set at one and a half times the vehicle's value. Enter your amount and your exact price appears at the application.
How do I figure out the bond amount?It's one and a half times the vehicle's value. Establish value with the Department of Licensing's automated value system, a Kelley Blue Book or NADA valuation, or a written appraisal from a licensed dealer or appraisal company on letterhead, then multiply by 1.5.
Is there a credit check?The application collects no credit information at the standard amount, and most applications approve instantly.
What does the bond protect against?It protects any previous owner, secured party, or future purchaser who proves a superior claim to the vehicle — including reasonable attorneys' fees. If a valid claim is paid, you repay the surety; it is not insurance for you.
How long does the bond last?A Washington vehicle ownership bond runs a three-year term. If no valid claim is made during that period, a clean (non-bonded) certificate of title issues at the end.
Related bonds

Other Washington bonds.

Bonded title, issued today.

Pricing from $100. Enter your amount and take it to a licensing office the same day.

Your premiumfrom $100
Apply now →