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Texas tenant lease bonds.
From $100.
A tenant lease bond is a private guarantee to your landlord — often used in place of a cash security deposit on a commercial or high-value residential lease. It is not a Texas legal requirement; the amount is whatever your landlord or lease names. Pricing is 2% of the bond amount, $100 minimum. A quick soft credit check may apply, never a hard inquiry.
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Apply to issued in one sitting.
No long underwriting queue for a standard lease bond — enter your amount, consent to a soft pull, and pay. Here is the whole thing:
Apply online
Your details, the bond amount your landlord asked for, and the effective date — that is the application, plus a one-time consent to a soft credit pull.
Reviewed & issued
Most lease bonds clear quickly; the soft pull never affects your score. Larger amounts may get a brief underwriter review within 48 hours.
Deliver to your landlord
Submit the executed bond to your landlord or property manager in place of the cash deposit. Wet-ink original mailed on request.
What it is and who needs it.
What the lease bond actually does
A tenant lease bond is a surety guarantee that you will meet your obligations under a lease — paying rent and leaving the property in good condition. The landlord is the obligee; if you default and the landlord is harmed, the landlord can claim against the bond, and the surety pursues you for repayment. It is not insurance for you.
Tenants often use it as a deposit alternative: instead of tying up a large cash security deposit, you pay a small premium and the surety stands behind the lease. It is common on commercial leases and high-value residential ones. This is a private, contractual arrangement — Texas law does not require a lease bond.
Because there is no statute, the amount is whatever your lease or landlord names — often a multiple of monthly rent. Enter that figure at the application and your exact price is quoted at 2% of the bond amount, $100 minimum — with a quick soft credit check that never affects your score.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Deliver to your landlord. Submit the executed bond to your landlord or property manager in place of the cash deposit. Wet-ink original mailed on request.
What sets the price
The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application: approved instantly, or after a quick credit check.
These are the actual underwriting fields, including a one-time consent to a soft credit check. Enter the amount your landlord required and submit.
Start the application →Common questions.
Other Texas bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Lease bond, issued today.
Pricing at 2% of the bond amount, $100 minimum. Enter the amount your landlord required and deliver it the same day.