Tennessee modular building installer bonds.
$250 flat.
Tennessee licenses installers of modular building units and conditions the license on a $25,000 bond filed with the Department of Commerce & Insurance. Ours is $250 flat — the price you see is the checkout price. A quick soft credit check may apply; the bond is issued when you pay.
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How much does a Tennessee modular building installer bond cost?
$250 at the $25,000 amount, the same for every applicant.
Three steps to licensed.
Your installer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a possible soft credit check.
Approved
Most are approved as soon as you apply. Any credit check that runs is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with Commerce & Insurance
Pay online and receive the executed bond, ready to file with your installer license application. The bond term runs concurrent with the July 1–June 30 license year.
What it is and who needs it.
What the bond actually guarantees
Tennessee’s Modular Building Act regulates the factory-built building units that are assembled on site, and licenses the manufacturers, dealers, and installers who handle them through the Department of Commerce & Insurance. Installers must post a $25,000 bond as a condition of licensure.
The bond is a code-compliance guarantee: it is for the benefit of any person who suffers loss or damage from code-related non-compliance with the Modular Building Act or its rules. It is a three-party arrangement among you (the principal), the surety, and the State of Tennessee (the obligee).
The bond term runs concurrent with the license year — July 1 through June 30 — so a new bond or continuation certificate goes with each renewal. If the surety pays a claim, you repay the surety; installers who build to code treat the bond as a license formality.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with Commerce & Insurance. Pay online and receive the executed bond, ready to file with your installer license application. The bond term runs concurrent with the July 1–June 30 license year.
What sets the price
The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a possible soft credit check. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Tennessee bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Commerce & Insurance is waiting on one document.
$250 flat, short application, bond issued when you pay. Free until issued.