TN manufactured home dealer bonds.
$250 flat.
Tennessee requires every manufactured-home retailer (dealer) to file a $25,000 bond with the Department of Commerce & Insurance for the license period. Ours is $250 flat — the price you see is the checkout price. A quick soft credit check may apply, e-signed in 1–2 business days.
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Three steps to licensed.
Your retailer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a possible soft credit check.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check that runs is a soft pull that never affects your score.
E-sign & file with Commerce & Insurance
Pay online and receive the executed bond, ready to file with your retailer license application. A new bond or continuation certificate goes with each renewal.
What it is and who needs it.
What the bond actually guarantees
Tennessee licenses manufactured-home retailers under the Uniform Standards Code for Manufactured Homes Act and conditions the retailer license on a $25,000 bond filed with the Department of Commerce & Insurance.
The bond is a consumer-protection guarantee: it runs in favor of any person who suffers loss or damage from the retailer’s violation of the bond conditions — that is, the laws and rules governing manufactured-home sales. It is a three-party arrangement among you (the principal), the surety, and the State of Tennessee (the obligee).
The bond is filed for the license period, and a new bond or a continuation certificate goes with each renewal. If the surety pays a claim, you repay the surety; retailers who deliver clean homes and clear paperwork treat the bond as a license formality.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a possible soft credit check. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Tennessee manufactured home dealer bond? ▾
Do I pay the $25,000? ▾
What does the bond guarantee? ▾
Is there a credit check? ▾
When does it renew? ▾
Other Tennessee bonds.
Commerce & Insurance is waiting on one document.
$250 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.