Tennessee manufactured home dealer bonds.
$250 flat.
Tennessee requires every manufactured-home retailer (dealer) to file a $25,000 bond with the Department of Commerce & Insurance for the license period. Ours is $250 flat — the price you see is the checkout price. A quick soft credit check may apply; the bond is issued when you pay.
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How much does a Tennessee manufactured home dealer bond cost?
$250 at the $25,000 amount, the same for every applicant.
Three steps to licensed.
Your retailer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a possible soft credit check.
Approved
Most are approved as soon as you apply. Any credit check that runs is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with Commerce & Insurance
Pay online and receive the executed bond, ready to file with your retailer license application. A new bond or continuation certificate goes with each renewal.
What it is and who needs it.
What the bond actually guarantees
Tennessee licenses manufactured-home retailers under the Uniform Standards Code for Manufactured Homes Act and conditions the retailer license on a $25,000 bond filed with the Department of Commerce & Insurance.
The bond is a consumer-protection guarantee: it runs in favor of any person who suffers loss or damage from the retailer’s violation of the bond conditions — that is, the laws and rules governing manufactured-home sales. It is a three-party arrangement among you (the principal), the surety, and the State of Tennessee (the obligee).
The bond is filed for the license period, and a new bond or a continuation certificate goes with each renewal. If the surety pays a claim, you repay the surety; retailers who deliver clean homes and clear paperwork treat the bond as a license formality.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with Commerce & Insurance. Pay online and receive the executed bond, ready to file with your retailer license application. A new bond or continuation certificate goes with each renewal.
What sets the price
The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a possible soft credit check. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Tennessee motor vehicle dealer bonds.
Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Tennessee. Each has its own statute and bond amount.
Other Tennessee bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Commerce & Insurance is waiting on one document.
$250 flat, short application, bond issued when you pay. Free until issued.