Hamilton County contractor bonds.
Flat 3%. Enter your amount.

Contractors working in Hamilton County, Tennessee must be licensed through the County Building Inspection Division and post a contractor performance bond as a condition of that license. Whatever amount the county sets, we issue it at a flat 3% with no credit check.

Required for a Hamilton County contractor license through the Building Inspection Division
Sized to the amount the county sets for your classification — a minimum applies, so confirm your figure
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard county contractor bond — enter your amount, pay, and file with Hamilton County. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the county required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with Hamilton County

Submit the executed bond to the Hamilton County Building Inspection Division with your contractor license application. Wet-ink originals mailed whenever the county insists on them.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure Hamilton County required and the premium updates.

$1,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the bond actually guarantees

Hamilton County, Tennessee licenses contractors through its Building Inspection Division, and conditions a county contractor license on a contractor performance bond. The bond is a public-and-consumer-protection guarantee: it stands behind your faithful performance of work and your compliance with Hamilton County's building and contractor regulations.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and Hamilton County (the obligee), with the county and harmed parties as the protected parties. If a contractor fails to perform or violates county contractor rules, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Hamilton County typically issues a county license alongside proof of a City of Chattanooga trade license or a State of Tennessee reciprocal license, so this bond rides with your broader licensing. Enter the amount the county set and we issue it at a flat 3%.

Hamilton County Building Inspection DivisionHamilton County, Tennessee requires contractors operating in the county to be licensed through the County Building Inspection Division and to post and maintain a contractor performance surety bond as a condition of that license. The bond amount is set by the county for your contractor classification, and the county generally issues a license alongside proof of a City of Chattanooga trade license or a State of Tennessee reciprocal license. Confirm your required bond amount on your county application.

You need this bond if you are

Applying for a Hamilton County contractor license through the Building Inspection Division
Renewing a county contractor license and your current bond is expiring or non-renewing
Adding a classification the county ties to a bond filing
Working in Hamilton County under a Chattanooga trade or Tennessee reciprocal license that requires a county bond

Five minutes, issued on the spot.

Submit the application with the bond amount Hamilton County set — the executed bond is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Hamilton County contractor bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by Hamilton County for your contractor classification. Enter that figure and the quote updates — at the smaller county amounts the premium lands at the $275 minimum.
Who requires this bond? +
The Hamilton County Building Inspection Division requires it as a condition of a county contractor license. No active bond, no county license.
What does the bond guarantee? +
That you faithfully perform your contracting work and follow Hamilton County's building and contractor regulations. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
No — the county contractor bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I enter? +
Use the figure Hamilton County set for your contractor classification on your county application. If you are not sure, send us the county requirement and we will confirm the amount before issuing.
Related bonds

Other New York bonds.

Hamilton County license, one document away.

Five-minute application, flat 3%, $275 minimum. Enter the amount the county required and file the same day.

Your premium @ 3%$300
Apply now →