The City of Memphis requires anyone doing concrete work in its streets, alleys, and public ways to post a fixed $15,000 cement workers bond as a condition of the city permit. Ours is $450 flat — a flat 3% of the bond amount — and the application is five minutes with no credit check.
















Municipal permit bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Fixed-amount permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the City of Memphis permit office for your cement work. Wet-ink original mailed on request.
$15,000 bond × 3% = $450, one-time per term. Fixed amount, fixed price, multi-year if you want it.
A Memphis cement workers bond is a public-works protection guarantee. When you pour concrete in or upon the City of Memphis's streets, alleys, sidewalks, and public ways, the city wants a financial backstop that the work follows its rules and that the public right-of-way is left in proper condition.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Memphis (the obligee), with the public as the protected party. If a cement worker fails to follow the city's regulations for concrete work in public ways, or leaves damage behind, the city can recover against the bond.
The bond must stay active for as long as you hold the city permit. Let it lapse and the city can pull your authority to do cement work — so we track it and notify you 60 and 30 days out, keeping your $15,000 filing continuous.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$450 flat, five-minute application, bond often issued in the same sitting. Free until issued.