City of Memphis cement workers bonds.
$450. Five minutes.

The City of Memphis requires anyone doing concrete work in its streets, alleys, and public ways to post a fixed $15,000 cement workers bond as a condition of the city permit. Ours is $450 flat — a flat 3% of the bond amount — and the application is five minutes with no credit check.

Required by the City of Memphis for cement work in city streets, alleys, and public places
Fixed price, fixed amount — $15,000 bond, $450, no quote process
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Municipal permit bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City of Memphis

Your executed bond and power of attorney arrive by email, ready to file with the City of Memphis permit office for your cement work. Wet-ink original mailed on request.

The whole pricing page.

$15,000 bond × 3% = $450, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$450
2-year term
$900
3-year term
$1,350
About this bond

What it is and who needs it.

What the bond actually guarantees

A Memphis cement workers bond is a public-works protection guarantee. When you pour concrete in or upon the City of Memphis's streets, alleys, sidewalks, and public ways, the city wants a financial backstop that the work follows its rules and that the public right-of-way is left in proper condition.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Memphis (the obligee), with the public as the protected party. If a cement worker fails to follow the city's regulations for concrete work in public ways, or leaves damage behind, the city can recover against the bond.

The bond must stay active for as long as you hold the city permit. Let it lapse and the city can pull your authority to do cement work — so we track it and notify you 60 and 30 days out, keeping your $15,000 filing continuous.

City of Memphis — cement workers permit bondThe City of Memphis requires a $15,000 surety bond of persons doing concrete or cement work in or upon the streets, alleys, public places, and ways of the city, as a condition of the city cement workers permit. The bond guarantees that the permittee will faithfully observe the City of Memphis rules and regulations governing cement work in the public right-of-way. The bond amount and terms are set by the City of Memphis permit office; confirm the current form and amount on your application.

You need this bond if you're

Doing concrete work in Memphis streets or public ways — driveways, aprons, sidewalks, curb cuts
Applying for a City of Memphis cement workers permit — the bond is filed with the permit
Renewing your permit and your current bond is expiring or your surety non-renewed
A concrete subcontractor the city requires to carry its own cement workers bond

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the City of Memphis cement workers bond? +
The premium is $450 — a flat 3% of the fixed $15,000 bond amount, the same for every cement worker. The $15,000 is set by the City of Memphis, so there is no quote process.
Do I pay the $15,000? +
No. You pay $450. The $15,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Why does the City of Memphis require it? +
The city requires the bond of anyone doing concrete work in its streets, alleys, and public ways. It guarantees the work follows the city's rules and that the public right-of-way is left in proper condition — so the bond is a condition of the city cement workers permit.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount municipal permit bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you hold the City of Memphis permit. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your permit never lapses over a missed email.
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Finish your Memphis permit checklist today.

$450 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$450
Apply now →