Chattanooga street & excavation bonds.
$125 flat.

The City of Chattanooga requires a $25,000 bond before you obstruct or excavate in its streets and rights-of-way — ours is $125 flat, and the price you see is the price you pay at checkout. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

Required by the City of Chattanooga for street obstruction / excavation permits
Fixed price, fixed amount — $25,000 bond, $125, no quote process
Multi-year terms available — set it once, keep your permit active for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Right-of-way bonds are about the simplest thing in surety. Here's the whole process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit fields, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount municipal bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City

Your executed bond and power of attorney arrive by email, ready to file with the City of Chattanooga for your street obstruction or excavation permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Chattanooga street obstruction and excavation bond is a public-infrastructure guarantee. When you block a lane or open a city street to work, the city wants assurance you'll restore the right-of-way to its standards — and cover the repair cost if you don't.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Chattanooga (the obligee). If your obstruction or excavation damages city property or a cut is left unrestored, the city can recover its costs against the bond.

The bond must stay active while your permits are open. Let it lapse and the city can suspend your right to work in the right-of-way — so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous.

City of Chattanooga — Public Works / City EngineerThe City of Chattanooga, Tennessee requires a $25,000 surety bond as a condition of permits to obstruct or excavate in city streets and rights-of-way. The bond amount and terms are set by the City; the bond form is issued in the format the City accepts for its street obstruction / excavation permits.

You need this bond if you're

Pulling a Chattanooga street or excavation permit — the bond is filed with the City
A utility or site contractor obstructing or cutting city streets
Renewing a city excavation registration whose bond is expiring
A subcontractor the City requires to carry its own right-of-way bond

One application, issued instantly.

These are the actual issuing fields — no credit fields, because this bond doesn't need one.

Start the application →
FAQ

Common questions.

How much is the Chattanooga street obstruction and excavation bond?The premium is $125 flat, set by our carrier for this specific $25,000 bond — the same for every contractor. The $25,000 is set by the City, so there is no quote process.
Do I pay the $25,000?No. You pay $125. The $25,000 is the surety's maximum liability if the city makes a valid claim against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Fixed-amount municipal bonds like this issue fast — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?This application collects no credit information, so most applicants approve instantly. If a check ever runs on a bond like this, it's a soft pull only — it never affects your credit score.
When does it renew?The bond must stay active while you hold permits with the City. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your filing never lapses over a missed email.
Related bonds

Other Tennessee bonds.

Finish your Chattanooga permit checklist today.

$125 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$125
Apply now →