Chattanooga street & excavation bonds.
$125 flat.
The City of Chattanooga requires a $25,000 bond before you obstruct or excavate in its streets and rights-of-way — ours is $125 flat, and the price you see is the price you pay at checkout. The bond issues the moment you pay — no credit check.
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How much does a Chattanooga street & excavation bond cost?
$125 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
Right-of-way bonds are about the simplest thing in surety. Here's the whole process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Fixed-amount municipal bonds like this are among the thousands of bond types that issue right after purchase.
File with the City
Your executed bond and power of attorney arrive by email, ready to file with the City of Chattanooga for your street obstruction or excavation permit. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A Chattanooga street obstruction and excavation bond is a public-infrastructure guarantee. When you block a lane or open a city street to work, the city wants assurance you'll restore the right-of-way to its standards — and cover the repair cost if you don't.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Chattanooga (the obligee). If your obstruction or excavation damages city property or a cut is left unrestored, the city can recover its costs against the bond.
The bond must stay active while your permits are open. Let it lapse and the city can suspend your right to work in the right-of-way — so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the City. Your executed bond and power of attorney arrive by email, ready to file with the City of Chattanooga for your street obstruction or excavation permit. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $125 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Tennessee bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your Chattanooga permit checklist today.
$125 flat, no credit check, bond often issued in the same sitting. Free until issued.
