The City of Chattanooga requires a $25,000 bond before you obstruct or excavate in its streets and rights-of-way — ours is $750 flat, which is exactly 3% of the bond amount. The application takes five minutes, and right-of-way bonds like this are among the fastest things we issue.
















Right-of-way bonds are about the simplest thing in surety. Here's the whole process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Fixed-amount municipal bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the City of Chattanooga for your street obstruction or excavation permit. Wet-ink original mailed on request.
$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.
A Chattanooga street obstruction and excavation bond is a public-infrastructure guarantee. When you block a lane or open a city street to work, the city wants assurance you'll restore the right-of-way to its standards — and cover the repair cost if you don't.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Chattanooga (the obligee). If your obstruction or excavation damages city property or a cut is left unrestored, the city can recover its costs against the bond.
The bond must stay active while your permits are open. Let it lapse and the city can suspend your right to work in the right-of-way — so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$750 flat, five-minute application, bond often issued in the same sitting. Free until issued.