Oklahoma supervised lender branch bonds.
$100 flat.
This is the per-branch piece of the Oklahoma supervised lender bond. Under 14A O.S. § 3-503(3), a licensed supervised lender posts $5,000 for its main office and an additional $1,000 for each branch location; this is that $1,000 filing, made with the Department of Consumer Credit. Ours is $100 flat.
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How much does an Oklahoma supervised lender branch bond cost?
$100 at the $1,000 amount, the same for every applicant.
Three steps. One sitting.
Branch bonds are the simplest filing in the supervised lender packet. Here's the entire process:
Apply online
Business details, the branch county, an effective date, and a term. That is the application. No credit check.
Pay & e-sign
This bond is checkout-priced at $100 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the Department of Consumer Credit
Your executed bond arrives by email, ready to file with the branch location on your supervised lender license. Wet-ink original mailed on request.
What it is and who needs it.
What the branch bond covers
Oklahoma licenses supervised lenders under 14A O.S. § 3-503 of the Uniform Consumer Credit Code, administered by the Department of Consumer Credit. The bond requirement scales with your footprint: $5,000 for the licensed main office, plus $1,000 for each additional branch location. This page is the $1,000 branch piece.
The branch bond runs to the same obligee as the main-office bond — the State of Oklahoma — and protects the same people: borrowers harmed by a violation of the Consumer Credit Code at that location. If you license three branches, the statute wants $1,000 of security behind each one.
It is not insurance for you — if the surety pays a claim, you repay the surety. Supervised lender licenses run one year from January 1, so every branch bond has to stay continuously on file; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $1,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Consumer Credit. Your executed bond arrives by email, ready to file with the branch location on your supervised lender license. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $1,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields — business details, the branch county, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Oklahoma bonds.
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Price and requirements checked on the carrier’s application, . Page updated .
Add your branch location today.
$100 flat, issued the moment you pay, no credit check. Free until issued.