OK supervised lender bonds.
1% of the bond amount.

The license bond an Oklahoma supervised lender files with the Department of Consumer Credit under 14A O.S. § 3-503 of the Uniform Consumer Credit Code. The statute builds the amount from a $5,000 base for the main office plus $1,000 for each additional branch, so you enter the figure your licensing packet calls for. Pricing is 1% of the bond amount, $100 minimum, the bond issues the moment you pay, and any credit screen is a soft pull only — it never affects your score.

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Required to license as an Oklahoma supervised lender under 14A O.S. § 3-503(3)

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Amount built from a $5,000 base plus $1,000 per branch — enter the figure on your licensing packet

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1% of the bond amount, $100 minimum — your exact price appears at the application

1% rate$100 minimumInstantissuance at checkoutExactprice at the application

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How it works

Apply to filed in one sitting.

No quote round-trip on the supervised lender bond — enter your amount, pay, and file with the Department. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, your county, the bond amount your licensing packet calls for, and an effective date — that is the entire application.

INSTANTLY

Pay & e-sign

Your exact price appears before you pay, and the bond issues the moment you do — the executed bond and power of attorney generate on the spot.

SAME DAY

File with the Department of Consumer Credit

Submit the executed bond with your supervised lender license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the supervised lender bond guarantees

A supervised lender in Oklahoma is a lender making consumer loans above the code rate — the license lives in the Uniform Consumer Credit Code at 14A O.S. § 3-503 and is administered by the Department of Consumer Credit. Licensure is conditioned on a surety bond, along with a financial statement showing net assets of at least $25,000.

The amount is built from your footprint, not from underwriting: $5,000 for the licensed main office, plus $1,000 for each additional branch location. That is why the application asks you for the figure — enter the number your licensing packet calls for, and we issue that amount.

The bond is a consumer-protection guarantee: it stands behind your compliance with the Consumer Credit Code and pays borrowers harmed by a violation. It is not insurance for you — if the surety pays a claim, you repay the surety. Licenses run one year from January 1, so we track the term and send renewal notices 60 and 30 days out.

14A O.S. § 3-503 (Uniform Consumer Credit Code)Section 3-503 of the Oklahoma Uniform Consumer Credit Code governs the supervised lender license issued by the Administrator of the Department of Consumer Credit, and subsection (3) conditions licensure on a surety bond — $5,000 for the licensed office, plus $1,000 for each additional branch location. Applicants also show net assets of at least $25,000. Confirm the exact figure on your Department licensing packet before you buy.

You need this bond if you're

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Applying for an Oklahoma supervised lender license — new applicants filing with the Department of Consumer Credit

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A consumer lender making loans above the code rate and required to be supervised

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Adding branch locations that raise your required bond amount by $1,000 each

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Renewing your supervised lender license and your current bond is expiring or non-renewing

One application, issued instantly.

Submit the application with the bond amount your licensing packet calls for — priced at 1% of that amount, $100 minimum, and issued the moment you pay.

Start the application →

FAQ

Common questions.

How much is the Oklahoma supervised lender bond?The premium is 1% of the bond amount, with a $100 minimum. A $5,000 single-office bond prices at the $100 minimum; a larger amount built up by branches prices at 1% of that figure. Your exact price appears at the application, before you pay.

How do I know my bond amount?Under 14A O.S. § 3-503(3) the amount is $5,000 for the licensed office plus $1,000 for each additional branch location. Your Department of Consumer Credit licensing packet states the figure — enter that number and we issue it.

Do I pay the bond amount?No. The bond amount is the surety's maximum liability if a valid claim is made — not a deposit, and nobody holds your money. You pay the premium, which is 1% of that amount with a $100 minimum.

Is there a credit check?If a credit screen runs on this bond, it is a soft pull only — never a hard inquiry, and it never affects your score. The rate stays 1% of the bond amount either way.

Do branch locations need their own bond?Oklahoma also lists a separate $1,000 supervised lender bond for a branch location. If your packet calls for that filing per branch instead of a single built-up amount, buy the branch bond instead — we list it as its own page.

Related bonds

Other Oklahoma bonds.

Supervised lender bond, issued today.

1% of the bond amount, $100 minimum. Enter your amount, see the exact price, and file the same day.

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Your premiumfrom $100

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