Oklahoma supervised lender bonds.
From $100.
This is the license bond an Oklahoma supervised lender files with the Department of Consumer Credit under 14A O.S. § 3-503. The statute builds the amount from a $5,000 base for the main office plus $1,000 for each additional branch, so you enter the figure your licensing packet calls for. Pricing is 1% of the bond amount, $100 minimum.
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How much does an Oklahoma supervised lender bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No quote round-trip on the supervised lender bond — enter your amount, pay, and file with the Department. Here is the whole thing:
Apply online
Your business details, your county, the bond amount your licensing packet calls for, and an effective date — that is the application.
Pay & e-sign
Your exact price appears before you pay, and the bond issues the moment you do — the executed bond and power of attorney generate on the spot.
File with the Department of Consumer Credit
Submit the executed bond with your supervised lender license application. Wet-ink original mailed on request.
What it is and who needs it.
What the supervised lender bond guarantees
A supervised lender in Oklahoma is a lender making consumer loans above the code rate — the license lives in the Uniform Consumer Credit Code at 14A O.S. § 3-503 and is administered by the Department of Consumer Credit. Licensure is conditioned on a surety bond, along with a financial statement showing net assets of at least $25,000.
The amount is built from your footprint, not from underwriting: $5,000 for the licensed main office, plus $1,000 for each additional branch location. That is why the application asks you for the figure — enter the number your licensing packet calls for, and we issue that amount.
The bond is a consumer-protection guarantee: it stands behind your compliance with the Consumer Credit Code and pays borrowers harmed by a violation. It is not insurance for you — if the surety pays a claim, you repay the surety. Licenses run one year from January 1, so we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Consumer Credit. Submit the executed bond with your supervised lender license application. Wet-ink original mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
Submit the application with the bond amount your licensing packet calls for — priced at 1% of that amount, $100 minimum, and issued the moment you pay.
Start the application →Common questions.
Other Oklahoma bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Supervised lender bond, issued today.
1% of the bond amount, $100 minimum. Enter your amount, see the exact price, and file the same day.