Oklahoma pawnshop license bonds.
$100 flat.
Also known as the Oklahoma pawnbroker bond.
Oklahoma licenses pawnbrokers under the Oklahoma Pawnshop Act, and 59 O.S. § 1504 requires every applicant to file a $5,000 surety bond for each license with the Administrator of the Department of Consumer Credit. Ours is $100 flat, the price you see is the checkout price. No credit check.
Trusted by industry leaders
How much does an Oklahoma pawnshop license bond cost?
$100 at the $5,000 amount, the same for every applicant.
Three steps. One sitting.
Pawnshop license bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, an effective date, and a term. That is the application. No credit check.
Pay & e-sign
This bond is checkout-priced at $100 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the Administrator
Your executed bond arrives by email, ready to file with your pawnbroker license application at the Department of Consumer Credit. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
The Oklahoma Pawnshop Act (59 O.S. §§ 1501–1515) puts pawnbrokers under the Administrator of the Department of Consumer Credit. Every applicant files, at the time of application, a bond satisfactory to the Administrator in the amount of $5,000 for each license, written by a surety company qualified to do business in Oklahoma — alongside a reviewed financial statement showing net assets of at least $25,000.
The statute makes the bond run to the state, for the use of the state and of any person who has a cause of action against you under the Act. In practice that means a pawn customer harmed by a violation — a mishandled pledge, an overcharge, a failure to honor a redemption — can recover against the bond, and so can the state.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond has to stay on file for the life of the license, so we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Administrator. Your executed bond arrives by email, ready to file with your pawnbroker license application at the Department of Consumer Credit. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Oklahoma bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your pawnshop license today.
$100 flat, issued the moment you pay, no credit check. Free until issued.