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Norwood cement sidewalk & driveway bonds.
From $125.

Norwood, Ohio requires a cement contractor license to build, lay, or repair a sidewalk, or a driveway across one, and the City Auditor will not issue the license until a $1,000 surety bond to the City of Norwood is on file. The one-year premium starts at $125.

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Required under Norwood Codified Ordinances §§ 909.04–909.05 — no sidewalk or driveway permit without the bonded contractor license
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Penal sum set at $1,000 on the City Auditor's current bond form
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One-year premium starts at $125 — the application includes a credit review, so it can run higher
A-ratedA.M. Best carriers1 daytypical specialist replyFrom $125one-year premium
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Built around your Norwood cement contractor license.

Norwood grants no sidewalk or driveway permit until you hold the cement contractor license, and the City Auditor issues that license only once the $1,000 bond is on file. Here is the whole process, from application to license:

TODAY · ONE APPLICATION

Send us the license details

Apply online with your business details, years in business, a few standard underwriting questions, and the address where the original bond should be mailed. The bond amount is preset at $1,000. The application includes a credit review.

AT THE APPLICATION

See your exact price

The one-year premium starts at $125 for the $1,000 bond. The application includes a credit review that sets your exact price before you pay — most applicants land at or near that starting price.

ON APPROVAL

Pay, sign & send to the City Auditor

Once you accept and pay, the original bond and power of attorney are mailed to you. Norwood accepts only original paperwork, so you sign and send them to the City Auditor with the license fee and a self-addressed stamped envelope, and the Auditor returns your cement contractor license.

About this bond

What it is and who needs it.

What the Norwood cement contractor bond guarantees

Norwood regulates sidewalk and driveway work through Chapter 909 of its Codified Ordinances. Section 909.03 bars anyone from constructing or laying a sidewalk, or a driveway across a sidewalk or from a public street into private property, without first securing a permit. Section 909.04 then provides that no permit shall be granted until the person has first secured a license as a contractor, dated June 1 and renewed annually. Under Section 909.05, the Director of Public Service certifies to the City Auditor that the contractor is qualified, the contractor gives bond, and the Auditor issues the license.

The bond itself is written on the City Auditor's form. It binds the principal and surety to the City of Norwood in the sum of $1,000, for a license year ending May 31, and guarantees that every sidewalk and driveway the contractor lays in the City's streets conforms to the specifications on file with the City Engineer or Director of Service, and that defective materials or workmanship are repaired or replaced at once. If the contractor does not satisfy the City Engineer or Director of Service within 10 days of written notice, the form requires the surety to pay the full $1,000 to the City as liquidated damages.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of Norwood (the obligee). It is not insurance for you — if the surety pays the City, you repay the surety. One detail matters for anyone reading the code: Section 909.05(b) still names a $500 bond or certified check, but the Auditor's form the City actually accepts has bound the surety for $1,000 for years, and $1,000 is the amount to file. After an adverse inspection, Section 909.05(c) also bars further permits until an additional $500 bond or certified check is deposited.

Norwood Codified Ordinances §§ 909.04–909.05Codified Ordinances of Norwood, Ohio, Chapter 909 (Sidewalks, Driveways and Gutters). § 909.04: no permit shall be granted to construct, lay or repair a sidewalk or a driveway across the sidewalk until such person has first secured a license as a contractor, which license shall be dated on June 1 and renewed annually. § 909.05(a): the Director of Public Service, once satisfied the person is qualified, issues a certificate to the City Auditor. § 909.05(b): the person gives bond or deposits a certified check with the City Treasurer, conditioned to relay any improperly laid sidewalk or driveway; the text still names $500, contractors may appeal an adverse inspection decision to Council within ten days, and the Auditor charges $25 for the first-year license and $15 for each yearly renewal. The City Auditor's current bond form (revised December 2025) binds the surety to the City of Norwood in the sum of $1,000, for a term running to May 31.

You need this bond if you’re

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A concrete or flatwork contractor building or repairing public sidewalks in Norwood
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A driveway or paving contractor laying a driveway across the sidewalk or an apron from the street
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An out-of-town contractor taking a single sidewalk or driveway job in Norwood — the license applies to anyone pulling the permit
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A licensed contractor renewing for June 1 — the license and bond run to May 31 each year

One application, one credit review.

These are the actual issuing fields — your entity type, business address, owner and contact details, years in business, the mailing address for the original bond, and a short set of underwriting questions. The application includes a credit review; the one-year premium starts at $125 and your exact price appears there before you pay. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is an Ohio cement sidewalk & driveway bond for the City of Norwood?It is the $1,000 surety bond the Norwood City Auditor requires before issuing a cement contractor license. Under Codified Ordinances § 909.04, Norwood grants no permit to construct, lay, or repair a sidewalk, or a driveway across the sidewalk, until the contractor holds that license, and the bond guarantees the work meets City specifications and that faulty work is repaired or replaced.
Who sets the bond amount?The City does. The City Auditor's bond form fixes the penal sum at $1,000, and that is the form Norwood accepts. The codified text of § 909.05(b) still says $500, but it has not been updated to match the Auditor's form, so file the $1,000 bond. The amount is preset on our application.
How much does it cost?The one-year premium starts at $125 for the $1,000 bond. The application includes a credit review, and your file sets the exact number from there — a credit review can raise it above the $125 starting price. You see the exact price before you commit, and nothing is charged until you pay. The $1,000 is the surety's maximum liability to the City, not something you pay.
Is there a credit check?The application includes a credit review — a soft credit pull that never affects your score, not a hard inquiry. That review is what sets your exact price above the $125 starting price.
Will I need collateral?Almost never at this size. If the review ever turned up a reason to ask for collateral, we would tell you before you commit to anything.
How do I file it, and when does it renew?Send the original signed bond and power of attorney to the City Auditor, 4645 Montgomery Road, Norwood, with the license fee ($25 for a new license, $15 to renew) and a self-addressed stamped envelope; the Auditor returns your cement contractor license. The license year runs June 1 to May 31, so renew the bond each spring. Section 909.05(b) also lets a contractor deposit a certified check with the City Treasurer instead of a bond.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Get the Norwood cement bond off your license checklist.

Send us one short application — the one-year premium starts at $125, and the application sets your exact price by credit review. Free until issued.

Your premiumfrom $125
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