Not in Ohio? Browse bonds by state
Norwood, Ohio requires a cement contractor license to build, lay, or repair a sidewalk, or a driveway across one, and the City Auditor will not issue the license until a $1,000 surety bond to the City of Norwood is on file. The one-year premium starts at $125.
















Norwood grants no sidewalk or driveway permit until you hold the cement contractor license, and the City Auditor issues that license only once the $1,000 bond is on file. Here is the whole process, from application to license:
Apply online with your business details, years in business, a few standard underwriting questions, and the address where the original bond should be mailed. The bond amount is preset at $1,000. The application includes a credit review.
The one-year premium starts at $125 for the $1,000 bond. The application includes a credit review that sets your exact price before you pay — most applicants land at or near that starting price.
Once you accept and pay, the original bond and power of attorney are mailed to you. Norwood accepts only original paperwork, so you sign and send them to the City Auditor with the license fee and a self-addressed stamped envelope, and the Auditor returns your cement contractor license.
Norwood regulates sidewalk and driveway work through Chapter 909 of its Codified Ordinances. Section 909.03 bars anyone from constructing or laying a sidewalk, or a driveway across a sidewalk or from a public street into private property, without first securing a permit. Section 909.04 then provides that no permit shall be granted until the person has first secured a license as a contractor, dated June 1 and renewed annually. Under Section 909.05, the Director of Public Service certifies to the City Auditor that the contractor is qualified, the contractor gives bond, and the Auditor issues the license.
The bond itself is written on the City Auditor's form. It binds the principal and surety to the City of Norwood in the sum of $1,000, for a license year ending May 31, and guarantees that every sidewalk and driveway the contractor lays in the City's streets conforms to the specifications on file with the City Engineer or Director of Service, and that defective materials or workmanship are repaired or replaced at once. If the contractor does not satisfy the City Engineer or Director of Service within 10 days of written notice, the form requires the surety to pay the full $1,000 to the City as liquidated damages.
It is a three-party arrangement: you (the principal), the surety carrier, and the City of Norwood (the obligee). It is not insurance for you — if the surety pays the City, you repay the surety. One detail matters for anyone reading the code: Section 909.05(b) still names a $500 bond or certified check, but the Auditor's form the City actually accepts has bound the surety for $1,000 for years, and $1,000 is the amount to file. After an adverse inspection, Section 909.05(c) also bars further permits until an additional $500 bond or certified check is deposited.
These are the actual issuing fields — your entity type, business address, owner and contact details, years in business, the mailing address for the original bond, and a short set of underwriting questions. The application includes a credit review; the one-year premium starts at $125 and your exact price appears there before you pay. Free until your bond is issued.
Start the application →Send us one short application — the one-year premium starts at $125, and the application sets your exact price by credit review. Free until issued.