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City of Kettering excavation bonds.
From $100.

The City of Kettering requires an excavation permit bond before a contractor opens or excavates in its right-of-way. The city sets the bond amount on your permit; our premium is 0.5% of that amount, with a $100 minimum — no credit check up to $100,000. Your exact price appears at the application.

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Required by the City of Kettering before you excavate in the public right-of-way
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Amount set by your Kettering excavation permit — it varies with the scope of work
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No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
0.5% rate$100 minimumNo credit check up to $100,000above that, a soft pull at most, never a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a City of Kettering excavation bond cost?

0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No credit check up to $100,000. Here is the whole thing:

TODAY · ONLINE

Apply online

No credit check up to $100,000. That is the application.

RIGHT AWAY

Approved

Most are approved as soon as you apply. No credit check up to $100,000.

WHEN YOU PAY

File with the City of Kettering

Pay online and receive the executed bond, ready to file with your excavation permit at Kettering's engineering / public works department. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the excavation bond actually covers

An excavation permit bond is a public-property guarantee. When you excavate in the City of Kettering's right-of-way — for a utility line, a tap, or a driveway cut — the city wants a financial backstop that the street, curb, and public infrastructure are restored properly.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Kettering (the obligee). If you leave the right-of-way damaged, fail to restore the pavement, or violate the permit terms, the city can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Because the city sizes the bond to the work, you enter the amount your permit names; the premium is 0.5% of that amount, with a $100 minimum. From $125,000, the check is a soft pull that never affects your score.

City of Kettering — Engineering / Public WorksThe City of Kettering requires a surety bond as a condition of its excavation permit; the bond amount and terms are set by the City of Kettering's engineering and public works office on a per-permit basis. We issue the bond on the city's form. We don't cite an ordinance number we can't verify — confirm the required amount on your Kettering permit.

You need this bond if you are

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An excavation or utility contractor working in the Kettering right-of-way
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A contractor cutting a street or curb for a tap, line, or driveway
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Pulling an excavation permit with the City of Kettering
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Renewing an annual excavation registration with the city
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Kettering. Pay online and receive the executed bond, ready to file with your excavation permit at Kettering's engineering / public works department. Wet-ink originals mailed on request.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields. No credit check up to $100,000. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the City of Kettering excavation bond?The premium is 0.5% of the bond amount the City of Kettering sets on your permit, with a $100 minimum. Enter your amount and apply to see your exact price.
Do I pay the full bond amount?No. You pay the premium, from $100. The bond amount is the surety's maximum liability to the city if a valid claim is made — not a deposit, and nobody holds your money.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. It’s part of how we confirm approval, not a way to deny the bond outright.
What amount should I enter?The figure the City of Kettering named on your excavation permit. If your permit does not state it, ask the Kettering engineering or public works office and send it to us — we will issue exactly that amount.
Where do I file it?With the City of Kettering's engineering / public works department, with your excavation permit. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Kettering excavation bond, issued today.

Premiums from $100, no credit check up to $100,000. Enter the amount the city set.

Your premiumfrom $100
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