City of Kettering excavation bonds.
From $100.
The City of Kettering requires an excavation permit bond before a contractor opens or excavates in its right-of-way. The city sets the bond amount on your permit; our premium is 0.5% of that amount, with a $100 minimum — a quick soft credit check may apply, never a hard inquiry. Your exact price appears at the application.
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Apply to filed in one sitting.
Enter your amount, consent to a soft credit pull, pay, and file with the city. Here is the whole thing:
Apply online
Your business details, the bond amount the city set, and the effective date — plus a one-time consent to a soft credit pull. That is the entire application.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with the City of Kettering
Pay online and receive the executed bond, ready to file with your excavation permit at Kettering's engineering / public works department. Wet-ink originals mailed on request.
What it is and who needs it.
What the excavation bond actually covers
An excavation permit bond is a public-property guarantee. When you excavate in the City of Kettering's right-of-way — for a utility line, a tap, or a driveway cut — the city wants a financial backstop that the street, curb, and public infrastructure are restored properly.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Kettering (the obligee). If you leave the right-of-way damaged, fail to restore the pavement, or violate the permit terms, the city can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Because the city sizes the bond to the work, you enter the amount your permit names; this bond runs one soft credit pull that never affects your score, and the premium is 0.5% of that amount, with a $100 minimum.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Ohio bonds.
Kettering excavation bond, issued this week.
Premiums from $100, soft pull only. Enter the amount the city set.