City of Kettering excavation bonds.
Flat 3%. Enter your amount.
The City of Kettering requires an excavation permit bond before a contractor opens or excavates in its right-of-way. The city sets the amount on your permit; we issue it at a flat 3% with one soft credit pull — enter the figure and the premium updates.
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Apply to filed in one sitting.
Enter your amount, consent to a soft credit pull, pay, and file with the city. Here is the whole thing:
Apply online
Your business details, the bond amount the city set, and the effective date — plus a one-time consent to a soft credit pull. That is the entire application.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with the City of Kettering
Pay online and receive the executed bond, ready to file with your excavation permit at Kettering's engineering / public works department. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your Kettering permit and the premium updates.
What it is and who needs it.
What the excavation bond actually covers
An excavation permit bond is a public-property guarantee. When you excavate in the City of Kettering's right-of-way — for a utility line, a tap, or a driveway cut — the city wants a financial backstop that the street, curb, and public infrastructure are restored properly.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Kettering (the obligee). If you leave the right-of-way damaged, fail to restore the pavement, or violate the permit terms, the city can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Because the city sizes the bond to the work, you enter the amount your permit names; this bond runs one soft credit pull that never affects your score, and the rate stays a flat 3% either way.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the City of Kettering excavation bond? +
Do I pay the full bond amount? +
Is there a credit check? +
What amount should I enter? +
Where do I file it? +
Other New York bonds.
Kettering excavation bond, issued this week.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount the city set.