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North Dakota driving school bonds.
From $100.

North Dakota requires a commercial driver-training school to file a $5,000 surety bond with its license application under N.D.C.C. 39-25-03. The bond protects students' prepaid tuition. At the statutory $5,000 amount, premiums start from $100 — your exact price appears at the application, which collects no credit check up to $25,000.

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Required for a ND commercial driver-training school license under N.D.C.C. ch. 39-25
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Protects students’ contractual rights and prepaid tuition if the school fails to deliver
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No credit check up to $25,000 — above that, a soft pull at most, which never affects your score
1% of bond amount$100 minimumInstantapproval for mostNo credit check up to $25,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a North Dakota driving school bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard driving school bond — enter your amount, pay, and file with your school license application. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount ($5,000 by statute), and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $25,000.

SAME DAY

File with your school license

Submit the executed bond with your commercial driver-training school license application or renewal. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the driving school bond actually covers

North Dakota regulates commercial driver-training schools under N.D.C.C. ch. 39-25, administered through NDDOT. A school owner or operator must secure and submit a continuous surety bond with the license application for the protection of the contractual rights of students.

The implementing rule, N.D.A.C. 37-13-02-08, sets the bond at $5,000 for motor vehicle driver's-license instruction, issued by a company authorized to do business in North Dakota. The surety may cancel the bond on thirty days' written notice to the director.

If a school takes a student's tuition and fails to deliver the instruction, the student can recover against the bond — and if the surety pays, the school repays the surety. It is not insurance for the school. Enter the statutory $5,000 (or a higher figure if you've been asked for one); premiums start from $100 and no credit check up to $25,000.

N.D.C.C. 39-25-03 · N.D.A.C. 37-13-02-08North Dakota commercial driver-training schools are licensed under N.D.C.C. ch. 39-25, and N.D.C.C. 39-25-03 conditions the license on a continuous surety bond for the protection of students' contractual rights. N.D.A.C. 37-13-02-08 sets the bond at $5,000 for motor vehicle driver's-license instruction, by a surety authorized in North Dakota, cancelable on thirty days' notice to the director. Confirm the amount on your application — we'll issue whatever it names.

You need this bond if you are

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Opening a driver-training school in North Dakota and applying for a license
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Renewing a school license that requires the surety bond on file
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Replacing a bond your surety gave notice it would cancel
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Adding a location the NDDOT ties to a separate bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with your school license. Submit the executed bond with your commercial driver-training school license application or renewal. Wet-ink originals mailed on request.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the statutory $5,000 amount — the executed bond is generated instantly, ready to file with your school license application.

Start the application →
FAQ

Common questions.

How much is the North Dakota driving school bond?The bond amount is $5,000 by rule (N.D.A.C. 37-13-02-08). Premiums are 1% of the bond amount, with a $100 minimum — at the statutory $5,000 amount, that's the $100 minimum; enter a higher amount if you have been asked for one and see your exact price at the application.
Who requires this bond?NDDOT, as a condition of a commercial driver-training school license under N.D.C.C. ch. 39-25. The school owner or operator files the bond with the license application.
What does the bond protect?Students' contractual rights. If a school takes prepaid tuition and fails to deliver the instruction, students can recover against the bond. If the surety pays, the school repays the surety — it is not insurance for the school.
Is there a credit check?No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
Does this bond cover a CDL third-party testing program too?No — those are separate. The driver-training school bond protects student tuition under ch. 39-25. If you also run an NDDOT-authorized third-party CDL skills-testing program, that has its own bond — see our ND third party CDL tester bond.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

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