ND grain buyer bonds.
From $100.

North Dakota licenses grain buyers through the Department of Agriculture, and conditions the license on a surety bond under N.D.C.C. ch. 4.1-59. The amount is sized to the bushels you buy — a $50,000 minimum in the first year. We issue it from $100, with a soft credit pull — never a hard inquiry — that can affect approval but never the price you're quoted.

Required for a ND grain buyer license under N.D.C.C. ch. 4.1-59, through the Department of Agriculture
Amount is sized to bushels purchased — a $50,000 minimum, scaling up by volume
Soft credit pull only — never a hard inquiry, never affects your score — and pricing starts from $100
From $100most qualify near minimumSoft pullnever a hard inquiryInstantapproval for most
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How it works

Three steps to licensed.

Your grain buyer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, the bond amount the Department set, and an effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Department of Agriculture

Pay online and receive the executed bond, ready to file with your grain buyer license application. Wet-ink originals mailed whenever the Department insists.

About this bond

What it is and who needs it.

What the grain buyer bond actually covers

North Dakota licenses grain buyers under N.D.C.C. ch. 4.1-59, administered by the Department of Agriculture (licensing of roving grain buyers moved there from the Public Service Commission in 2019). A grain buyer must post a surety bond before the Commissioner issues the license.

The bond runs to the benefit of producers who sell grain to you. If a licensed buyer fails to pay for grain it receives, sellers can recover against the bond up to its penal sum — and if the surety pays, you repay the surety. It is a payment guarantee for farmers, not insurance for the buyer.

The amount is sized to the bushels you buy: a $50,000 minimum in the first year, then set by your purchase volume under the Department's per-bushel schedule (for example, roughly $0.50 per bushel on the first tier, less on higher volumes), up to a statutory cap. Enter the figure the Department set; premiums start from $100, with a soft credit pull — never a hard inquiry — that can affect approval but never your price.

N.D.C.C. ch. 4.1-59 (Grain Buyers)North Dakota grain buyers are licensed by the Department of Agriculture under N.D.C.C. ch. 4.1-59, which conditions the license on a surety bond for the benefit of producers who sell grain to the buyer. The bond is a minimum of $50,000 in the first year, then sized to the bushels purchased under the Department's per-bushel schedule, up to a statutory maximum. The Commissioner may order a different amount. Confirm your required amount with the Department of Agriculture.

You need this bond if you are

Applying for an ND grain buyer license — facility-based or roving
Renewing a grain buyer license and re-sizing the bond to last year’s volume
Increasing your purchase volume so the Department raised your required bond
A new buyer the Department wants bonded at the $50,000 minimum to start

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the North Dakota grain buyer bond?
Premiums start from $100 and scale with your bond amount. The bond amount itself is set by the Department of Agriculture — a $50,000 minimum in the first year, then sized to the bushels you buy. Enter your figure at the application to see your exact price.
Who requires this bond?
The North Dakota Department of Agriculture, as a condition of a grain buyer license under N.D.C.C. ch. 4.1-59. Licensing of roving grain buyers moved there from the Public Service Commission in 2019.
What does the bond protect?
Producers who sell grain to you. If a licensed buyer fails to pay for grain it receives, sellers can claim against the bond. If the surety pays, you repay the surety — it is a payment guarantee for farmers, not insurance for you.
Is there a credit check?
Yes — one soft credit pull, never a hard inquiry, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price: pricing starts from $100 regardless of the credit outcome.
How is the bond amount calculated?
It starts at a $50,000 minimum, then is sized to the bushels you buy under the Department of Agriculture’s per-bushel schedule, up to a statutory cap. Send us your projected or prior-year volume and we will confirm the figure with you.
Related bonds

Other North Dakota bonds.

The Department of Agriculture is waiting on one document.

Five-minute application, premiums from $100, soft pull only. Enter the amount the Department set and see your exact price.

Your premiumfrom $100
Apply now →