North Dakota licenses grain buyers through the Department of Agriculture, and conditions the license on a surety bond under N.D.C.C. ch. 4.1-59. The amount is sized to the bushels you buy — a $50,000 minimum in the first year. We issue it from $100, with a soft credit pull — never a hard inquiry — that can affect approval but never the price you're quoted.
















Your grain buyer license is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, the bond amount the Department set, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with your grain buyer license application. Wet-ink originals mailed whenever the Department insists.
North Dakota licenses grain buyers under N.D.C.C. ch. 4.1-59, administered by the Department of Agriculture (licensing of roving grain buyers moved there from the Public Service Commission in 2019). A grain buyer must post a surety bond before the Commissioner issues the license.
The bond runs to the benefit of producers who sell grain to you. If a licensed buyer fails to pay for grain it receives, sellers can recover against the bond up to its penal sum — and if the surety pays, you repay the surety. It is a payment guarantee for farmers, not insurance for the buyer.
The amount is sized to the bushels you buy: a $50,000 minimum in the first year, then set by your purchase volume under the Department's per-bushel schedule (for example, roughly $0.50 per bushel on the first tier, less on higher volumes), up to a statutory cap. Enter the figure the Department set; premiums start from $100, with a soft credit pull — never a hard inquiry — that can affect approval but never your price.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, premiums from $100, soft pull only. Enter the amount the Department set and see your exact price.