ND third party administrator bonds.
Flat 3%. Enter your amount.

The bond a North Dakota third party administrator files with the Insurance Department to hold a certificate of authority. Under N.D.C.C. ch. 26.1-27 the Commissioner sets the amount — generally the greater of $100,000 or 10% of the coverages you administer in North Dakota — and we issue it at a flat 3% with no credit check.

Required for a ND TPA certificate of authority under N.D.C.C. ch. 26.1-27
Amount is the greater of $100,000 or 10% of administered coverages — the Commissioner sets it
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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How it works

Apply to filed in one sitting.

Enter your amount, pay, and file with the Insurance Department. Larger amounts may get a quick review. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the Commissioner set, and the effective date — that is the entire application.

INSTANTLY, USUALLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick underwriter review.

SAME DAY

File with the Insurance Department

Submit the executed bond with your certificate of authority application or renewal. Wet-ink originals mailed whenever the Department insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Commissioner set and the premium updates.

$100,000 bond
$3,000
$150,000 bond
$4,500
$250,000 bond
$7,500
About this bond

What it is and who needs it.

What the TPA bond actually covers

North Dakota regulates third party administrators — businesses that collect premiums or adjust and settle claims for insurers or self-funded plans — under N.D.C.C. ch. 26.1-27. You can't act as an administrator without a certificate of authority from the Insurance Department, and the bond is part of that filing.

The bond is for the protection of the Commissioner and the people whose premiums and claims you handle. If an administrator mishandles funds or fails to perform, the harmed parties can recover against the bond — and if the surety pays, you repay the surety.

The Commissioner sets the amount, generally the greater of $100,000 or 10% of the aggregate coverages you administer in North Dakota, and can adjust it as your book changes. Note that a fidelity bond does not satisfy this requirement — it must be a surety bond. Enter the figure on your notice and we issue it at a flat 3% with no credit check.

N.D.C.C. ch. 26.1-27 (Administrators)North Dakota third party administrators are licensed by the Insurance Department under N.D.C.C. ch. 26.1-27, which conditions the certificate of authority on a surety bond for the protection of the Commissioner and the persons whose funds the administrator handles. The Department generally sets the amount at the greater of $100,000 or 10% of the aggregate coverages administered in North Dakota, and a fidelity bond is not acceptable. Confirm your required amount on your Insurance Department notice.

You need this bond if you are

A third party administrator applying for an ND certificate of authority
Renewing a TPA certificate that requires the surety bond on file
Adjusting your bond amount after the Commissioner re-sized it to your administered coverages
Adding North Dakota to the states where you administer plans

Five minutes, issued on the spot.

Submit the application with the bond amount the Commissioner set — the executed bond is generated quickly, ready to file with the Insurance Department.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the North Dakota TPA bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the Insurance Commissioner — generally the greater of $100,000 or 10% of the coverages you administer in North Dakota. Enter that figure and the quote updates.
Who requires this bond? +
The North Dakota Insurance Department, as a condition of a third party administrator certificate of authority under N.D.C.C. ch. 26.1-27. No bond on file, no certificate.
Can I use a fidelity bond instead? +
No. North Dakota requires a surety bond for the TPA requirement — a fidelity bond does not satisfy it. The surety must be authorized to do business in North Dakota, which ours is.
Is there a credit check? +
No — this bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I choose? +
Use the figure on your Insurance Department notice. If you have not been given one, the floor is generally $100,000, and it rises to 10% of your administered coverages once that exceeds $1,000,000. Send us your numbers and we will confirm.
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TPA bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount the Commissioner set and file with the Insurance Department.

Your premium @ 3%$3,000
Apply now →