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New York watch, guard & patrol agency bonds.
$100. Instant issue.

New York requires every licensed watch, guard or patrol agency to file a fixed $10,000 bond with the Department of State — ours is $100 flat. The bond issues the moment you pay — no credit check.

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Required for your NY watch, guard or patrol agency license — new applicants and renewals
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Fixed price, fixed amount — no quote process, no underwriting maze
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantoften same purchase1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a New York watch, guard & patrol agency bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

This is an instant-issue bond — it clears right after purchase.

SAME DAY

File with the Department of State

Your executed bond arrives by email, ready to file with your watch, guard or patrol agency license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A watch, guard or patrol agency bond is a public-protection guarantee. You run a private security operation; the state wants a financial backstop that your agency — and its guards — will operate within the law that governs the industry.

It's a three-party arrangement: you (the principal), the surety carrier, and — by statute — the people of the State of New York (the obligee). Anyone injured by a violation of the licensing article, or by a wrongful act of the agency or its employees, can bring an action on the bond to recover damages.

It is not insurance for you — if the surety pays a claim, you repay the surety. Agencies that run clean operations treat this bond as a license formality, not a risk.

NY StatuteGeneral Business Law Article 7 (§§70–79) — the same article that governs private investigators — requires a $10,000 bond as a condition of the watch, guard or patrol agency license issued by the NY Department of State, Division of Licensing Services. The bond is taken in the name of the people of the State of New York and maintained through every renewal.

You need this bond if you're

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Applying for a NY watch, guard or patrol agency license — the bond is filed with your application
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Renewing your agency license and your bond is expiring or your surety non-renewed
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Starting a private security company that provides guards, watch, or patrol services in New York
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An out-of-state security firm getting licensed to operate in New York
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of State. Your executed bond arrives by email, ready to file with your watch, guard or patrol agency license application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

Why is the price $100?The bond amount is fixed at $10,000 by General Business Law Article 7, and our carrier's rate book sets the premium for this specific bond at $100 flat. Same number for every agency, every time.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The New York Department of State, Division of Licensing Services, requires it as a condition of the watch, guard or patrol agency license under General Business Law Article 7. No active bond, no valid license.
How fast will I have the bond?This is an instant-issue bond — many agencies finish the application and have the executed bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Small fixed-amount license bonds like this don't need one.
Who can make a claim against the bond?By statute, the bond runs to the people of the State of New York, and any person injured by a violation of the licensing article — or by a wrongful act of your agency or its employees — can bring an action on the bond to recover damages. A claim isn't automatically a loss: the surety investigates first, and a legitimate defense is the surety's defense too.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Finish your license checklist today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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