The Town of Ramapo conditions a sewer system contractor license on a $10,000 bond. Ours is $300 flat — 3% of the bond amount, the same for every contractor. The application is five minutes, with no credit check on this bond.
















Contractor license bonds are about the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
License bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your sewer-contractor license application. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.
A sewer-contractor license bond is a workmanship-and-compliance guarantee. The Town of Ramapo licenses the contractors that tap into and connect to its sewer system — the bond gives the Town a financial backstop that you follow its sewer specifications and restore the work properly.
It's a three-party arrangement: you (the principal), the surety carrier, and the Town of Ramapo (the obligee). If a contractor damages the Town sewer system, fails to meet specifications, or leaves a connection non-compliant, the Town can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who follow the Town's sewer specs treat the bond as a license formality.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.