The Town of Ramapo conditions a sewer system contractor license on a $10,000 bond. Ours is $100 flat — set by our carrier's rate book for this bond, the same for every contractor. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















Contractor license bonds are about the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit fields.
License bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your sewer-contractor license application. Wet-ink original mailed on request.
A sewer-contractor license bond is a workmanship-and-compliance guarantee. The Town of Ramapo licenses the contractors that tap into and connect to its sewer system — the bond gives the Town a financial backstop that you follow its sewer specifications and restore the work properly.
It's a three-party arrangement: you (the principal), the surety carrier, and the Town of Ramapo (the obligee). If a contractor damages the Town sewer system, fails to meet specifications, or leaves a connection non-compliant, the Town can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who follow the Town's sewer specs treat the bond as a license formality.
These are the actual issuing fields — the application collects no credit information for this bond.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.