Putnam County HIC bonds.
$750. Five minutes.
Putnam County conditions a home improvement contractor license on a $25,000 bond. Ours is $750 flat — 3% of the bond amount, the same for every contractor. The application is five minutes, with no credit check on this bond.
Trusted by industry leaders
Three steps. One sitting.
Home improvement license bonds are about the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section.
Pay & e-sign
License bonds like this issue right after purchase. At most, 1–2 business days.
File with Putnam County Consumer Affairs
Your executed bond arrives by email, ready to file with your HIC license application. Wet-ink original mailed on request.
The whole pricing page.
$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A home improvement contractor bond is a consumer-protection guarantee. Putnam County licenses contractors who do residential repair and remodeling — the bond gives homeowners and the County a financial backstop that you perform contracted work and follow the County's home-improvement rules.
It's a three-party arrangement: you (the principal), the surety carrier, and Putnam County (the obligee), with your homeowner customers as the protected parties. If a contractor abandons a job, fails to refund deposits, or violates the County's HIC law, a harmed homeowner can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who finish their jobs and keep clean records treat the bond as a license formality.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Putnam County home improvement contractor bond? +
Do I pay the $25,000? +
How fast will I have the bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Finish your Putnam County HIC license today.
$750 flat, five-minute application, bond often issued in the same sitting. Free until issued.