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New York business manufactured home retailer bonds.
$275. Registered.

A company or partnership registering as a manufactured-home retailer files a $25,000 security with the Department of State — ours is $275 flat and issues the moment you pay, no credit check. Registering in your own name? Use the individual bond instead.

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Required to register as a NY manufactured-home retailer — new registrations and renewals
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Fixed amount, fixed price — $25,000 bond, $275, same for every business retailer
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Multi-year terms available — match the bond to your registration cycle
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a New York business manufactured home retailer bond cost?

$275 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Department of State

Your executed bond arrives by email, ready to file with your manufactured-home retailer registration or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A manufactured-home retailer bond is a consumer-protection guarantee. People buy a manufactured home with most of what they have — the state wants a financial backstop that the dealer who sold it dealt honestly.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Department of State / your customers (the obligee and protected parties). If a retailer takes a deposit and fails to deliver, misrepresents a sale, or breaches a warranty obligation, the harmed buyer can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Retailers who deliver what they promise treat the bond as a registration formality, not a risk.

NY StatuteExecutive Law Article 21-B and 19 NYCRR Part 1210 require manufactured-home retailers to register with the NY Department of State and post $25,000 in security — a surety bond, certificate of deposit, or letter of credit. Verify current requirements on your registration paperwork.

You need this bond if you're

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Registering as a manufactured-home retailer — the security is filed with your Department of State application
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A corporation, LLC or partnership that registers the dealership under the company
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Renewing your registration and your current security is expiring or non-renewing
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Not an individual retailer: registering in your own name takes the separate, lower-priced individual bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of State. Your executed bond arrives by email, ready to file with your manufactured-home retailer registration or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $275 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check. Submit and get back to the lot.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $275. The $25,000 is the surety's maximum liability to harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?The New York Department of State requires it to register as a retailer of manufactured homes, under Executive Law Article 21-B and 19 NYCRR Part 1210. The $25,000 can be satisfied with a surety bond, a certificate of deposit, or a letter of credit — the bond is the option that leaves your cash free.
How fast will I have the bond?Fixed-amount license bonds like this are issued on the spot — often cleared right after purchase. The e-signed bond arrives by email, ready to file with the Department of State.
Is there a credit check?No credit check: the application collects no credit information. Your business details, an effective date, and a few short commercial questions, done.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the security must stay active for your Department of State registration to stay valid.
I am registering as an individual. Is this my bond?No. Our carrier writes this $25,000 bond in two versions: this one for a business entity (a corporation, LLC or partnership) at $275, and one for an individual retailer named personally as Principal at $250. If you are registering in your own name, apply for the individual bond instead.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Finish your registration today.

$275 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$275
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