New York requires every manufactured-home retailer to file a $25,000 security to register with the Department of State — ours is $250 flat. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















License bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your manufactured-home retailer registration or renewal. Wet-ink original mailed on request.
A manufactured-home retailer bond is a consumer-protection guarantee. People buy a manufactured home with most of what they have — the state wants a financial backstop that the dealer who sold it dealt honestly.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Department of State / your customers (the obligee and protected parties). If a retailer takes a deposit and fails to deliver, misrepresents a sale, or breaches a warranty obligation, the harmed buyer can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Retailers who deliver what they promise treat the bond as a registration formality, not a risk.
These are the actual issuing fields — no credit section, because this bond doesn't have one. Submit and get back to the lot.
Start the application →$250 flat, no credit review, bond often issued in the same sitting. Free until issued.