NY automobile broker bonds.
$3,000 flat. Broker on.
New York requires automobile brokers to post a fixed $100,000 bond to arrange vehicle purchases. Ours is $3,000 flat — 3% of the amount, identical for every broker. E-signed in 1–2 business days.
Trusted by industry leaders
Three steps to registered.
Your broker registration is waiting on this bond. Here's the entire process — no broker-for-the-broker phone tag:
Apply once, online
Business details plus a short set of commercial questions — citizenship, litigation history, insurance carried. The same fields the carrier underwrites from.
Reviewed & approved
Most broker bonds clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft credit check never affects your score.
E-sign & file
Pay online and receive the executed bond ready to file with your registration. Wet-ink originals mailed whenever the agency insists.
The whole pricing page.
$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
An auto broker arranges vehicle purchases for customers — taking fees and deposits — without holding dealer inventory. The bond is a consumer-protection guarantee: if a broker takes a fee and fails to deliver, misrepresents a deal, or otherwise violates the law, the harmed customer can recover against the bond.
It's a three-party arrangement: you (the principal), the surety carrier, and the state / your customers (the protected parties). The $100,000 figure is sized to the trust customers place in brokers who handle their money before they ever see a car.
It is not insurance for you — if the surety pays a claim, you repay the surety. Brokers who deliver what they promise treat the bond as a registration formality.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including the short commercial questionnaire. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $100,000? +
What's the difference between this and the dealer bond? +
Why is the bond $100,000 when dealer bonds start at $20,000? +
What are the commercial questions on the application? +
My credit took some hits. Can I still get bonded? +
When does it renew? +
Other New York bonds.
Registered this week, brokering next week.
$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.