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New York highway work permit bonds.
From $100.

The bond the New York State DOT requires on form PERM 44 before you work in, or occupy, the state highway right-of-way. Most permit bonds are issued instantly, premiums start at $100, and it is ready to file with your permit application the same day.

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Required on PERM 44 before any work in the state highway right-of-way
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Covers utility, driveway & access work — guarantees the right-of-way is restored per the permit
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No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
Instantapproval for mostFrom $100your exact price at applicationSame dayready to file with NYSDOT
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a New York highway work permit bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

The highway work permit bond is instant-issue — there is no underwriting queue to wait in. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount NYSDOT set for your permit, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000.

SAME DAY

File with NYSDOT

Submit the executed bond with your Highway Work Permit application to the Department of Transportation. Wet-ink originals mailed whenever the regional permit office insists on them.

About this bond

What it is and who needs it.

What the PERM 44 bond actually covers

Under Highway Law § 52, no one may construct, improve, or occupy within the state highway right-of-way without a Highway Work Permit from the Commissioner of Transportation. NYSDOT may condition that permit on a surety bond — form PERM 44 — guaranteeing the permitted work.

The bond covers utility work, driveway and access connections, and other right-of-way work. It guarantees you perform the work to the permit's terms and restore the right-of-way when you are done, protecting the State from the cost of unfinished or defective work.

The penal sum is set by NYSDOT for the specific permitted work — enter whatever figure your permit paperwork states. Because the bond is statutory, it is instant-issue for most applicants: no financial statements, no underwriter queue. From $125,000, the check is a soft pull that never affects your score. You apply, pay a premium starting at $100, and file the executed bond the same day.

NY Highway Law § 52No person may work within or occupy the state highway right-of-way without a Highway Work Permit from the Commissioner of Transportation. The Commissioner may require a deposit or surety bond guaranteeing performance of the work. NYSDOT prescribes the bond on form PERM 44; the penal sum is set for the permitted work. File the executed bond with your permit application.

You need this bond if you are

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A utility or contractor opening, crossing, or occupying the state highway right-of-way under a NYSDOT permit
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Building a driveway or access connection that ties into a state highway
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Performing right-of-way restoration NYSDOT requires guaranteed under the permit
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Renewing or extending a permit NYSDOT will not act on until a current PERM 44 bond is on file
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with NYSDOT. Submit the executed bond with your Highway Work Permit application to the Department of Transportation. Wet-ink originals mailed whenever the regional permit office insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount from your permit — the PERM 44 bond is generated instantly, ready to file with the New York State DOT.

Start the application →
FAQ

Common questions.

How much is the New York DOT highway work permit bond?NYSDOT sets the penal sum for your specific permitted work. Premiums start at $100 and scale with that amount. Enter the figure on your permit paperwork and your exact price appears at the application.
What is form PERM 44?PERM 44 is the surety bond NYSDOT uses for its Highway Work Permits, issued under Highway Law § 52. It guarantees you will perform the permitted work and restore the state highway right-of-way to the permit's terms. We issue the bond on the exact PERM 44 form the Department requires.
Do I need a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. The highway work permit bond is instant-issue for most applicants.
How fast can I get it?Immediately for most applicants. The executed PERM 44 bond is usually generated the moment you pay, so you can file it with your Highway Work Permit application the same day you apply.
Who has to post this bond?Anyone working within or occupying the state highway right-of-way under a NYSDOT Highway Work Permit — utilities, contractors, and property owners building driveway or access connections to a state highway. If your permit paperwork references a bond or form PERM 44, this is it. When in doubt, the amount NYSDOT set on your permit is the figure to enter.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Highway work permit bond, issued today.

Instant issue for most, premiums from $100. File with the New York State DOT the same day.

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