NJ motor vehicle dealer bonds.
$100 flat. Instant issuance.
New Jersey requires every licensed new or used motor vehicle dealer to file a $10,000 bond with the Motor Vehicle Commission. Ours is $100 flat — one price, issued instantly. A quick soft credit check may apply, e-signed in 1–2 business days.
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Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the MVC
Pay online and receive the executed bond, dated so it runs through the March 31 license year, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
New Jersey licenses motor vehicle dealers through the Motor Vehicle Commission, and conditions the license on a $10,000 surety bond under N.J.S.A. 39:10-19. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the dealer licensing law and your payment of the taxes and fees you owe the State.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of New Jersey together with harmed buyers (the protected parties). If a dealer violates the licensing law or fails to deliver what a buyer paid for, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must run through the March 31 license year, so we date it to your license period and track the renewal for you.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other New Jersey bonds.
The MVC is waiting on one document.
$100 flat, short application, e-signed bond in 1–2 business days. Free until issued.