NJ motor vehicle dealer bonds.
$300 flat. Soft pull.
New Jersey requires every licensed new or used motor vehicle dealer to file a $10,000 bond with the Motor Vehicle Commission. Ours is $300 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.
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Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the MVC
Pay online and receive the executed bond, dated so it runs through the March 31 license year, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
The whole pricing page.
$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
New Jersey licenses motor vehicle dealers through the Motor Vehicle Commission, and conditions the license on a $10,000 surety bond under N.J.S.A. 39:10-19. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the dealer licensing law and your payment of the taxes and fees you owe the State.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of New Jersey together with harmed buyers (the protected parties). If a dealer violates the licensing law or fails to deliver what a buyer paid for, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must run through the March 31 license year, so we date it to your license period and track the renewal for you.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $10,000? +
Who requires this bond? +
What does the bond guarantee? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The MVC is waiting on one document.
$300 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.