Not in Delaware? Motor vehicle dealer bonds in other states

Delaware motor vehicle dealer bonds.
$250 flat.

Also known as the Delaware auto dealer bond or car dealer bond.

Delaware requires a $25,000 surety bond, payable to the State, in connection with motor vehicle dealer licensing under 30 Del. C. § 3005. Ours is $250 flat — the price you'll see at checkout, identical for every dealer. A quick soft credit check may apply — never a hard inquiry; the bond is issued when you pay.

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Required for DE dealer licensing — a $25,000 bond payable to the State under 30 Del. C. § 3005
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Fixed amount, fixed price — $25,000 bond, $250, no quote theater
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Delaware motor vehicle dealer bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, your DE license number, and effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with your dealer license

Pay online and receive the executed $25,000 bond, payable to the State, ready to file in connection with your dealer license. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Delaware licenses motor vehicle dealers through the Division of Motor Vehicles, and Title 30 of the Delaware Code ties dealer licensing to a $25,000 surety bond payable to the State. The bond is a consumer-and-state-protection guarantee: it stands behind your compliance with Delaware's motor vehicle dealer laws and the taxes and fees you owe the State.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Delaware together with harmed consumers (the protected parties). If a dealer's fraud, default, misrepresentation, or other wrongful act injures a buyer, the harmed party can recover against the bond — valid claims are paid up to the $25,000 face amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond term runs continuous or commensurate with the license period. Dealers who keep clean records treat it as a license formality, not a risk.

30 Del. C. § 3005Delaware Code Title 30, Section 3005 ties motor vehicle dealer licensing to a $25,000 surety bond payable to the State, with surety provided by a corporation authorized to transact business in Delaware, conditioned on the dealer's compliance with the licensing law. The bond protects consumers injured by a dealer's fraud, default, or misrepresentation, with valid claims paid up to the bond amount; the term is continuous or commensurate with the license period. Confirm the bond your specific dealer license requires on your application.

You need this bond if you're

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Applying for a DE dealer license — new, used, or wholesale
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Renewing your dealer license and your current bond is expiring or non-renewing
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Self-financing retail sales in the manner the statute conditions on a $25,000 bond
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Moving to Delaware from another state and getting licensed here
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with your dealer license. Pay online and receive the executed $25,000 bond, payable to the State, ready to file in connection with your dealer license. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $250 — the flat price for this bond. The $25,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?Delaware ties motor vehicle dealer licensing to a $25,000 surety bond payable to the State under 30 Del. C. § 3005. Confirm the exact bond your dealer license requires on your application — and send it to us if you want us to check.
What does the bond guarantee?That you follow Delaware dealer law and pay the taxes and fees you owe the State. If your fraud, default, or misrepresentation injures a buyer, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price is $250 either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Delaware bonds.

Nearby states

The same bond in nearby states.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Your dealer license is waiting on one document.

$250 flat, short application, bond issued when you pay. Free until issued.

Your price$250
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