DE motor vehicle dealer bonds.
$750 flat. Soft pull.

Delaware requires a $25,000 surety bond, payable to the State, in connection with motor vehicle dealer licensing under 30 Del. C. § 3005. Ours is $750 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for DE dealer licensing — a $25,000 bond payable to the State under 30 Del. C. § 3005
Fixed amount, fixed price — $25,000 bond, $750, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, your DE license number, and effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with your dealer license

Pay online and receive the executed $25,000 bond, payable to the State, ready to file in connection with your dealer license. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

Delaware licenses motor vehicle dealers through the Division of Motor Vehicles, and Title 30 of the Delaware Code ties dealer licensing to a $25,000 surety bond payable to the State. The bond is a consumer-and-state-protection guarantee: it stands behind your compliance with Delaware's motor vehicle dealer laws and the taxes and fees you owe the State.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Delaware together with harmed consumers (the protected parties). If a dealer's fraud, default, misrepresentation, or other wrongful act injures a buyer, the harmed party can recover against the bond — valid claims are paid up to the $25,000 face amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond term runs continuous or commensurate with the license period. Dealers who keep clean records treat it as a license formality, not a risk.

30 Del. C. § 3005Delaware Code Title 30, Section 3005 ties motor vehicle dealer licensing to a $25,000 surety bond payable to the State, with surety provided by a corporation authorized to transact business in Delaware, conditioned on the dealer's compliance with the licensing law. The bond protects consumers injured by a dealer's fraud, default, or misrepresentation, with valid claims paid up to the bond amount; the term is continuous or commensurate with the license period. Confirm the bond your specific dealer license requires on your application.

You need this bond if you're

Applying for a DE dealer license — new, used, or wholesale
Renewing your dealer license and your current bond is expiring or non-renewing
Self-financing retail sales in the manner the statute conditions on a $25,000 bond
Moving to Delaware from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $25,000? +
No. You pay $750 — the flat 3% of the bond amount. The $25,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
Delaware ties motor vehicle dealer licensing to a $25,000 surety bond payable to the State under 30 Del. C. § 3005. Confirm the exact bond your dealer license requires on your application — and send it to us if you want us to check.
What does the bond guarantee? +
That you follow Delaware dealer law and pay the taxes and fees you owe the State. If your fraud, default, or misrepresentation injures a buyer, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Related bonds

Other New York bonds.

Your dealer license is waiting on one document.

$750 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$750
Apply now →