Nebraska money transmitter bonds.
From $1,000.
Nebraska licenses money transmitters through the Department of Banking and Finance, and Neb. Rev. Stat. § 8-2731 requires a licensee to maintain a surety bond of the greater of $100,000 or 100% of average daily money transmission liability in Nebraska, capped at $500,000. Pricing is 1% of the bond amount.
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How much does a Nebraska money transmitter bond cost?
1% of the bond amount, from $1,000 at the $100,000 minimum. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No quote round-trip on this bond — enter your amount, pay, and file through NMLS. Here is the whole thing:
Apply online
Your company details, the bond amount your license requires, and the effective date — that is the application. The credit screen is a soft pull that never shows as a hard inquiry.
Issued the moment you pay
Your exact price appears before you pay, so there is nothing to wait on — the executed bond and power of attorney generate on the spot.
File with the Department
Upload the executed bond to your NMLS money transmission record for the Nebraska Department of Banking and Finance. Wet-ink original mailed on request.
What it is and who needs it.
What the money transmitter bond covers
Nebraska regulates money transmission under the Nebraska Money Transmitters Act, Neb. Rev. Stat. §§ 8-2701 to 8-2748, administered by the Department of Banking and Finance. An applicant for a money transmission license must provide, and a licensee must at all times maintain, security consisting of a surety bond in a form satisfactory to the Director.
Section 8-2731(2) sizes the bond at the greater of $100,000 or an amount equal to 100% of the licensee’s average daily money transmission liability in Nebraska, calculated for the most recently completed three-month period, up to a maximum of $500,000. A licensee that simply carries the $500,000 maximum is not required to run that calculation at all.
The bond protects the people whose money moves through you: any claimant against the licensee may file a claim or bring suit directly on the bond, and the Director may bring suit on a claimant’s behalf. Cancellation requires thirty days’ written notice to the Director and does not wipe out liability that accrued while the bond was in force. If the surety pays, you repay the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department. Upload the executed bond to your NMLS money transmission record for the Nebraska Department of Banking and Finance. Wet-ink original mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
Submit the application with the bond amount your license requires — the executed bond is generated the moment you pay, ready to upload to NMLS.
Start the application →Common questions.
Other Nebraska bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Money transmitter bond, filed today.
1% of the bond amount, issued the moment you pay. Free until issued.