Nebraska installment loan company bonds.
From $100.
Nebraska licenses consumer lenders under the Nebraska Installment Loan and Sales Act, and Neb. Rev. Stat. § 45-338 conditions the license on a $50,000 surety bond filed with the Department of Banking and Finance, plus another $50,000 for each licensed branch location. Pricing is 1% of the bond amount, $100 minimum.
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How much does a Nebraska installment loan company bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No quote round-trip on this bond — enter your amount, pay, and file through NMLS. Here is the whole thing:
Apply online
Your company details, the bond amount your license requires, and the effective date — that is the application. No financial statements.
Issued the moment you pay
Your exact price appears before you pay, so there is nothing to wait on — the executed bond and power of attorney generate on the spot.
File with the Department
Upload the executed bond to your NMLS record for the Nebraska Department of Banking and Finance. Wet-ink original mailed on request.
What it is and who needs it.
What the installment loan bond covers
Nebraska regulates consumer lending under the Nebraska Installment Loan and Sales Act, Neb. Rev. Stat. §§ 45-334 to 45-380, administered by the Department of Banking and Finance. An applicant for a license under the Act must file a surety bond of $50,000, furnished by a surety company authorized to do business in Nebraska — and the bond increases by an additional $50,000 for each branch location the applicant licenses.
The bond is for the use of the State of Nebraska and any Nebraska resident who may have claims or causes of action against the licensee. It stands behind the conduct rules the Act imposes on installment lenders — the rate, fee, disclosure, and record requirements that protect borrowers. The surety may cancel only on thirty days’ prior written notice to the Director.
A licensee that employs or contracts with a licensed mortgage loan originator must also post a supplemental surety bond, starting at $100,000 and scaling with closed or serviced residential mortgage loan volume. The bond is not insurance for you — if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department. Upload the executed bond to your NMLS record for the Nebraska Department of Banking and Finance. Wet-ink original mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
Submit the application with the bond amount your license requires — the executed bond is generated the moment you pay, ready to upload to NMLS.
Start the application →Common questions.
Other Nebraska bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Installment loan bond, filed today.
1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.