A Montana dealer restricted to motorboats, personal watercraft, snowmobiles, or off-highway vehicles files a $5,000 bond — the smallest dealer amount under MCA 61-4-101. At 3% that would be $150, so it lands at our $275 minimum, with one soft credit pull.
















Your dealer license is waiting on this bond. Here is the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
$5,000 bond × 3% = $150, which rounds up to our $275 minimum. Fixed amount, fixed price, multi-year if you want it. The dealer bond renews annually with your license.
Montana licenses motor vehicle dealers through the Department of Justice Motor Vehicle Division under MCA 61-4-101. The default dealer bond is $50,000 — but the statute sets the lowest amount, $5,000, for an applicant restricted to selling motorboats, personal watercraft, snowmobiles, or off-highway vehicles (other than highway-equipped motorcycles).
The bond is a consumer-and-public-protection guarantee: it backs your compliance with Montana sales law for these vehicles, including clean title and honest handling of buyers’ money. If you fall short and a buyer is harmed, they can recover against the bond.
It is not insurance for you. If the surety pays a claim, you repay the surety. Because the bond is small, the premium hits our $275 minimum — the floor we charge on any bond, since the carrier’s and our costs don’t scale all the way down.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.