MT watercraft & snowmobile dealer bonds.
$275 flat. Soft pull.

A Montana dealer restricted to motorboats, personal watercraft, snowmobiles, or off-highway vehicles files a $5,000 bond — the smallest dealer amount under MCA 61-4-101. At 3% that would be $150, so it lands at our $275 minimum, with one soft credit pull.

For dealers restricted to watercraft, snowmobiles, and off-highway vehicles — the lowest amount under MCA 61-4-101
Fixed amount, fixed price — $5,000 bond, $275 (our minimum), no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Motor Vehicle Division

Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$5,000 bond × 3% = $150, which rounds up to our $275 minimum. Fixed amount, fixed price, multi-year if you want it. The dealer bond renews annually with your license.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

Montana licenses motor vehicle dealers through the Department of Justice Motor Vehicle Division under MCA 61-4-101. The default dealer bond is $50,000 — but the statute sets the lowest amount, $5,000, for an applicant restricted to selling motorboats, personal watercraft, snowmobiles, or off-highway vehicles (other than highway-equipped motorcycles).

The bond is a consumer-and-public-protection guarantee: it backs your compliance with Montana sales law for these vehicles, including clean title and honest handling of buyers’ money. If you fall short and a buyer is harmed, they can recover against the bond.

It is not insurance for you. If the surety pays a claim, you repay the surety. Because the bond is small, the premium hits our $275 minimum — the floor we charge on any bond, since the carrier’s and our costs don’t scale all the way down.

MCA 61-4-101 (reduced watercraft/snowmobile/OHV amount)MCA 61-4-101 sets a $5,000 dealer bond for an applicant whose business will be restricted to the sale of motorboats, personal watercraft, snowmobiles, or off-highway vehicles, other than motorcycles originally equipped for highway use. The bond is renewed annually and approved by the Motor Vehicle Division. Confirm your license type and amount on your application.

You need this bond if you are

A dealer restricted to watercraft and snowmobiles — the reduced $5,000 license type
Selling off-highway vehicles (ATVs, side-by-sides) under a restricted dealer license
Opening a marine or powersports storefront limited to these vehicle categories
Renewing a restricted dealer license and your current bond is expiring or non-renewing

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Why is my bond only $5,000? +
MCA 61-4-101 sets the lowest dealer amount — $5,000 — for businesses restricted to motorboats, personal watercraft, snowmobiles, and off-highway vehicles. Broader license types require the $15,000 or $50,000 bond.
Why is the price $275 and not $150? +
3% of a $5,000 bond is $150, but our minimum premium on any bond is $275 — the floor where the carrier’s and our fixed costs land. So you pay $275, the same honest rate everyone gets.
Do I pay the $5,000? +
No. You pay $275. The $5,000 is the surety’s maximum liability to the state and harmed buyers; it’s not a deposit, and nobody holds your money.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% (subject to the $275 minimum) either way.
When does it renew? +
The dealer bond renews annually with your license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other New York bonds.

The Motor Vehicle Division is waiting on one document.

$275 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$275
Apply now →