MT watercraft & snowmobile dealer bonds.
$100 flat.
A Montana dealer restricted to motorboats, personal watercraft, snowmobiles, or off-highway vehicles files a $5,000 bond — the smallest dealer amount under MCA 61-4-101. Ours is $100 flat — the price you see is the checkout price — with a quick soft credit check that may apply, never a hard inquiry.
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Three steps to licensed.
Your dealer license is waiting on this bond. Here is the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check on this bond is a soft pull that never affects your score.
E-sign & file with the Motor Vehicle Division
Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Montana licenses motor vehicle dealers through the Department of Justice Motor Vehicle Division under MCA 61-4-101. The default dealer bond is $50,000 — but the statute sets the lowest amount, $5,000, for an applicant restricted to selling motorboats, personal watercraft, snowmobiles, or off-highway vehicles (other than highway-equipped motorcycles).
The bond is a consumer-and-public-protection guarantee: it backs your compliance with Montana sales law for these vehicles, including clean title and honest handling of buyers’ money. If you fall short and a buyer is harmed, they can recover against the bond.
It is not insurance for you. If the surety pays a claim, you repay the surety. Because the bond is small, our carrier’s rate book sets the premium at $100 flat — the price is the same for every dealer in this category.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Montana bonds.
The Motor Vehicle Division is waiting on one document.
$100 flat, short application, e-signed bond in 1–2 business days. Free until issued.