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Montana notary bonds, $25,000 + $10,000 E&O.
$50 flat.

Montana requires every notary public to file a $25,000 surety bond with the Secretary of State for the full term of the commission. This one bundles in $10,000 of errors & omissions coverage to protect you personally, and it’s $50 flat — the price you see is the checkout price.

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Required for your Montana notary commission — filed with the Secretary of State under MCA 1-5-619
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Bundled with $10,000 of E&O coverage — the surety bond protects the public, the E&O protects you
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No credit check — the application collects no credit information
A-ratedA.M. Best carriers$10,000E&O includedInstantunderwriting process
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Montana notary bond cost?

$50 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

Your details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Notary bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Secretary of State

Your executed $25,000 bond and E&O documentation arrive by email, ready to file with your notary application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the notary bond actually guarantees

Montana conditions a notary commission on a $25,000 surety bond filed with the Secretary of State under MCA 1-5-619, on the form the Secretary prescribes, for the full four-year term of the commission. The bond is a public-protection guarantee: it backs your faithful performance of notarial duties.

If a notary harms someone by violating notary law — notarizing without the signer present, helping a fraud, or other misconduct — the harmed party can recover against the $25,000 bond. The surety pays the public, then looks to the notary to repay it. So the bond does not protect you personally.

That is why this package adds $10,000 of errors & omissions (E&O) coverage. E&O is insurance for you — it helps defend and cover honest mistakes, where the bond only protects the public. Together they cover both sides for the life of your commission.

MCA 1-5-619 (Secretary of State)Montana notary public law is in MCA Title 1, Chapter 5. A notary must file a $25,000 surety bond with the Secretary of State, on the prescribed form, for the four-year term of the commission, conditioned on faithful performance of notarial duties. The $10,000 errors & omissions coverage in this package is optional protection for the notary, not a statutory requirement.

You need this bond if you are

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Applying for a Montana notary commission — the bond is filed with your application
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Renewing your commission as your four-year term comes up
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A signing agent or loan closer who wants the E&O protection on top of the required bond
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Switching providers because your current notary bond is expiring
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single 4-year term; the term cannot be changed at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Secretary of State. Your executed $25,000 bond and E&O documentation arrive by email, ready to file with your notary application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $50 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Montana notary bond?The premium is $50 flat, one-time — the price our carrier’s rate book sets for this specific bond — and that includes the $10,000 E&O coverage. The $25,000 bond amount is set by statute, so there is no quote process.
What’s the difference between the bond and the E&O?The $25,000 surety bond protects the public — it pays people you harm, then you repay the surety. The $10,000 E&O is insurance for you, helping cover honest mistakes. The bond is required; the E&O is optional protection bundled in.
Do I pay the $25,000?No. You pay $50. The $25,000 is the surety’s maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check?No credit check: the application collects no credit information. Small fixed-amount notary bonds like this one don’t need one.
How long should my term be?A Montana notary commission runs four years, and the bond must stay active for the whole commission. Most notaries match the bond to the full term so it never lapses — we send renewal notices well ahead of expiration.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Montana notary bonds.

Not sure this is the one your license calls for? These are the other notary bonds we write in Montana. Each has its own statute and bond amount.

Related bonds

Other Montana bonds.

Nearby states

The same bond in nearby states.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your notary checklist today.

$50 flat with $10,000 E&O included, no credit check, bond often issued in the same sitting. Free until issued.

Your price$50
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