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St. Louis electrical contractor bonds.
$250 flat.

The City of St. Louis will not accept an electrical contractor or limited elevator electrical contractor license application until a $25,000 indemnifying bond is on file with the Electrical Inspection Section. Ours is $250 flat, and the price you see is the checkout price. The bond issues the moment you pay — no credit check.

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Required by St. Louis Electrical Code § 80.21.4.1 before the City accepts your license application
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Fixed price, fixed amount — $25,000 bond, $250, no quote process
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Approved by the City Comptroller before the Committee of Electrical Examiners issues your license
A-ratedA.M. Best carriersInstantissued the moment you payNo credit checkfor this bond
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a St. Louis electrical contractor bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A City license bond is one of the simpler filings in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

INSTANTLY

Pay & e-sign

This bond is among the thousands of bond types that issue right after purchase — no underwriter review and no credit check.

SAME DAY

File with the Electrical Section

Your executed bond and power of attorney arrive by email, ready to file with the Electrical Inspection Section, Room 425, City Hall, with your license application and $1,000,000 liability certificate. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of St. Louis licenses electrical trades through its Committee of Electrical Examiners. Annex H of the City Electrical Code (the 2017 NEC as amended by Ord. 70802) creates an Electrical Contractor’s license for anyone who installs, alters or services electrical systems in the City, and a Limited Elevator Electrical Contractor’s license for elevator, escalator and lift work. Section 80.21.3 bars anyone from that work until they hold the license and have furnished the bond.

Section 80.21.4.1 sets the bond at $25,000, filed with the Electrical Inspection Section before the application is accepted. It names the City of Saint Louis as insured, for the use and benefit of your customers. It indemnifies anyone you contract with for damages caused by your failure to perform the work as contracted under the Electrical Code. The Comptroller must approve it before the license issues, and it must be written by a surety authorized to do business in Missouri.

Section 80.21.4.2 separately requires a $1,000,000 certificate of liability insurance, which this bond does not replace. It is not insurance for you — if the surety pays a customer’s claim, you repay the surety. Keep it in force: the code says any lapse requires re-application to the Board with fees, and re-testing.

St. Louis Electrical Code § 80.21.4.1 (Rev. Code § 25.02.020)Revised Code of the City of St. Louis § 25.02.020, Annex H § 80.21.4.1: the applicant for an electrical contractor or limited elevator electrical contractor license shall file with the Electrical Inspection Section an indemnifying bond with good and sufficient sureties in the sum of $25,000, naming the City of Saint Louis as insured for the use and benefit of anyone the applicant contracts with. The bond must be approved by the Comptroller before the license issues, and any lapse requires re-application and re-testing. Section 80.21.5 requires license renewal annually. Among the requirements for a Missouri statewide electrical contractor license, RSMo 324.920.1(1) lists posting a bond with each political subdivision where the contractor will perform work, as that subdivision requires, and RSMo 324.925 makes cities recognize the statewide license in lieu of a local one. This City bond is separate from St. Louis County’s electrical license bond.

You need this bond if you're

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Applying for a City of St. Louis Electrical Contractor’s license through the Committee of Electrical Examiners
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Applying for a Limited Elevator Electrical Contractor’s license for elevator, escalator or lift wiring
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Renewing your City license and your current bond is expiring or non-renewing
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A statewide-licensed electrical contractor posting the local bond the City requires before you work there
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The term is set on the carrier’s application; the premium covers the period shown there.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Electrical Section. Your executed bond and power of attorney arrive by email, ready to file with the Electrical Inspection Section, Room 425, City Hall, with your license application and $1,000,000 liability certificate. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the St. Louis electrical contractor bond?The premium is $250 flat — set by our carrier's rate book for this bond, the same for every contractor. The $25,000 bond amount is set by St. Louis Electrical Code § 80.21.4.1, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a customer makes a valid claim that you failed to perform contracted electrical work — not a deposit, and nobody holds your money.
How fast will I have the bond?This bond is among the thousands of bond types that issue right after purchase. You finish the application, pay and e-sign, and the executed bond arrives by email in the same sitting, ready to file with the Electrical Inspection Section.
Is there a credit check?No credit check: the application collects no credit information. No. The bond issues the moment you pay.
I hold a Missouri statewide electrical license. Do I still need this?Very likely. RSMo 324.925 makes the City recognize your statewide license in lieu of its own, but RSMo 324.920.1(1) makes posting a bond with each political subdivision where you perform work, as that subdivision requires, one of the requirements of the statewide license. Confirm with the City Electrical Section at 314-622-3313 before you file.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Get your St. Louis electrical license moving today.

$250 flat, no credit check, bond issued in the same sitting. Free until issued.

Your price$250
Apply now →