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St. Louis drainlayer bonds.
$125.

Before the City of St. Louis issues a drainlaying or sewer-connection permit — or a Master Drainlayer license — its Plumbing Code requires a $25,000 surety bond on file with the Plumbing Section, and the same $25,000 figure for any drainlaying contractor who works in the public right-of-way. Premiums cost 0.5% of the bond amount — $125 flat.

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Required by St. Louis Plumbing Code § 111.7 before any Plumbing Code permit issues
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Also required to receive a Master Drainlayer license under § 111.9, and for work in the public right-of-way
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No credit check — the application collects no credit information
$125 flat0.5% of the bond amountInstantissued the moment you payNo credit checkfor this bond
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a St. Louis drainlayer bond cost?

$125 for the $25,000 bond: 0.5% of the bond amount.

How it works

Three steps. One sitting.

No underwriting queue for a City drainlayer bond. Enter the amount, pay, and take it to City Hall. Here is the whole process:

TODAY · ONLINE

Apply online

Your business details, the $25,000 bond amount and the effective date. That is the application. No credit check.

INSTANTLY

Pay & e-sign

The bond issues the moment you pay — no underwriter review and no credit check. Your executed bond and power of attorney arrive by email.

SAME DAY

File with the City

File the bond with the Plumbing Section of the Building Division alongside your $1,000,000 liability certificate. The code calls for a signed, sealed and notarized bond; wet-ink originals are mailed on request.

About this bond

What it is and who needs it.

What the drainlayer bond actually guarantees

In the City of St. Louis, drainlaying means installing the sanitary or storm building sewer from five feet beyond the foundation wall, and any work on trunk, main and lateral sewers on public property, recorded easements or private property. Under Plumbing Code § 105.9 only a licensed Master Drainlayer, or someone working under one’s direct supervision, may do that work. Section 107.1.1 requires a permit for any drainlaying work and for any connection to a sewer.

Section 111.7 ties those permits to a bond. No Plumbing Code permit issues until the applicant has an approved $25,000 surety bond on file with the Code Official, plus a Commercial General Liability certificate of at least $1,000,000 per occurrence naming the City as additional insured. A separate paragraph requires every plumbing or drainlaying contractor who works in the public right-of-way to give the City a $25,000 bond annually. That bond is forwarded to the Director of Streets, approved by the Comptroller and filed with the Register. Section 111.9 repeats the $25,000 bond as a condition of receiving a Master Drainlayer license at all.

The bond runs to the City of St. Louis as obligee. It is given for faithful observance of the Plumbing Code and RSMo 341.090 to 341.220. It indemnifies the City, other agencies and the public against damage from negligent or unworkmanlike work, covers City fees left unpaid 30 days past due, and protects customers whose contracted work is not done. It is not insurance for you — if the surety pays a claim, you repay the surety.

St. Louis Plumbing Code § 111.7 (Rev. Code § 25.04.020)Revised Code of the City of St. Louis § 25.04.020 amends the 2021 Uniform Plumbing Code (Ord. 71644). Its § 111.7 requires every plumbing or drainlaying contractor working in the public rights-of-way to give the City a $25,000 surety bond annually. The bond must be continuous, may be cancelled only on 30 days’ notice to the Director of Streets, and must be approved by the Comptroller and filed with the Register. Paragraph 3 bars any Plumbing Code permit until the applicant has an approved $25,000 surety bond and a $1,000,000-per-occurrence CGL certificate on file, and paragraph 4 requires City Counselor approval. Section 111.9 requires the same $25,000 bond to be issued a Master Drainlayer license, and § 111.5 renews those licenses on a three-year cycle with a new surety bond. The code does not say whether one bond satisfies every filing, so confirm with the Plumbing Section. This is a City bond, separate from St. Louis County’s drainlayer bond and from MSD’s own sewer permit bond.

You need this bond if you are

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A Master Drainlayer receiving or renewing a City of St. Louis license
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A drainlaying contractor pulling permits for building sewers, laterals or sewer connections in the City
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A plumbing or drainlaying contractor working in the City’s public right-of-way
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Replacing a lapsed or cancelled bond so the City will issue permits and inspections again
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The term is set on the carrier’s application; the premium covers the period shown there.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City. File the bond with the Plumbing Section of the Building Division alongside your $1,000,000 liability certificate. The code calls for a signed, sealed and notarized bond; wet-ink originals are mailed on request.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check.

One application, issued instantly.

Enter the $25,000 amount the City requires and your exact price appears. These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the St. Louis drainlayer bond?Premiums cost 0.5% of the bond amount. The City of St. Louis Plumbing Code fixes that amount at $25,000, so the price is $125 — the exact figure at checkout.
What amount should I enter?Enter $25,000. Plumbing Code § 111.7 sets that figure for the permit bond and the right-of-way bond, and § 111.9 sets it for the Master Drainlayer license — the carrier’s application form still shows an editable bond-amount field, so type $25,000 there. If the Plumbing Section asks for a separate bond for each filing, buy one for each.
What does the bond guarantee?That you follow the City Plumbing Code and RSMo 341.090 to 341.220. It pays the City, other agencies or members of the public damaged by negligent or unworkmanlike work, City fees unpaid 30 days past due, and customers whose contracted work you fail to do. You repay the surety for any claim it pays.
Where do I file it?With the Plumbing Section of the City Building Division, together with your $1,000,000 liability certificate naming the City as additional insured. The right-of-way bond is forwarded to the Director of Streets, approved by the Comptroller and filed with the Register. City Hall is at 1200 Market Street.
Is there a credit check?No credit check: the application collects no credit information. No. The bond issues the moment you pay.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Get your St. Louis drainlayer bond on file.

0.5% of the bond amount — $125 flat, with no credit check. Free until issued.

Your price$125
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