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Park Hills contractor license bonds.
Quote on review.

Since May 12, 2026, the City of Park Hills requires a $10,000 surety bond with every new or renewed contractor license for construction-related work, filed with the Director of Community Development. This bond is not yet on our carrier’s published rate sheet, so a surety specialist quotes it, usually within one business day.

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Required by Park Hills Code § 500.020(D), as rewritten by Ordinance No. 1685-26
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One $10,000 amount for every trade — building, remodeling, electrical, mechanical and plumbing
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Must stay in force for the full license year — a lapse suspends the license at once
1 daytypical specialist replyNo credit reviewnot even a soft pullA-ratedA.M. Best carriers
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Park Hills contractor license bond cost?

It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

How it works

Application to licensed contractor.

Park Hills issues no contractor license until every requirement, now including the bond, is on file. Here is the whole process on our side:

TODAY · ONE APPLICATION

Apply online

Your business details, the effective date and your type of contractor — the carrier’s form asks for it. No credit section.

WITHIN 1 BUSINESS DAY

A specialist quotes it

A surety specialist reviews the application and returns your premium. The $10,000 amount is set by the City; underwriting only prices it.

ON PAYMENT

File with Community Development

Your executed bond and power of attorney arrive by email, ready to file with your license application at City Hall, 9 Bennett Street, or through the City’s online license portal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the Park Hills bond actually guarantees

Park Hills Code § 500.010 requires a City contractor license from the Director of Community Development before anyone works for pay, as a general contractor or subcontractor, on building construction, remodeling, electrical, mechanical or plumbing work, or tree trimming. From 2004 until this year the license required only insurance. Ordinance No. 1685-26, passed and approved May 12, 2026, rewrote § 500.020 to add a bond.

Under § 500.020(D), each application for a contractor license for covered construction-related work must include a license and permit bond, code compliance bond or performance bond of $10,000, in a form the City approves, from a surety authorized in Missouri. It is conditioned on compliance with the City Code, permit requirements and lawful City orders, and on correcting defective, incomplete, unsafe or noncompliant work. The license package still includes $500,000 of general liability insurance and workers’ compensation coverage or an RSMo 287.061 exemption affidavit.

The bond runs to the City of Park Hills as obligee and must stay in force for the full license term. If it is cancelled or lapses, § 500.020(F) suspends the license at once, and it is revoked if not cured within the notice period (10 business days if none is stated). New § 500.025 also lets the Director suspend a license over a bond claim that is not timely resolved. It is not insurance for you — if the surety pays a claim, you repay the surety.

Park Hills Code § 500.020(D) (Ord. No. 1685-26)Ordinance No. 1685-26 (Bill No. 1742), passed and approved May 12, 2026, replaced Park Hills Municipal Code § 500.020 and added § 500.025. Section 500.020(D) requires each application for a contractor license for covered construction-related work to be accompanied by a license and permit bond, code compliance bond or performance bond in a City-approved form from a surety authorized in Missouri, in the amount of $10,000. Section 500.020(E) keeps the bond in force for the full license term, and (F) suspends the license if the bond lapses. Under § 500.020(H), licenses run on the general merchants’ license schedule of Chapter 605, whose § 605.030 license year runs July 1 to June 30, renewed by July 15. The ordinance does not define “covered construction-related work,” so tree trimmers should confirm with Community Development. The City’s older paper application predates the bond and does not list it.

You need this bond if you are

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A contractor or subcontractor applying for a first Park Hills contractor license
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Renewing for the July 1 license year — the bond is now required at renewal too
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An electrical, mechanical or plumbing contractor working in the City of Park Hills
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Replacing a cancelled bond to lift a suspension before the license is revoked
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

File with Community Development. Your executed bond and power of attorney arrive by email, ready to file with your license application at City Hall, 9 Bennett Street, or through the City’s online license portal. Wet-ink original mailed on request.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one specialist review.

These are the actual issuing fields — no credit section, because this application doesn’t collect credit information. Submit once and a surety specialist returns your quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a Park Hills, Missouri contractor license bond?It is the $10,000 surety bond Park Hills Code § 500.020(D) has required since May 12, 2026 with every application for a new or renewed contractor license for construction-related work. It guarantees you follow the City Code, your permits and lawful City orders, and that you correct defective, incomplete, unsafe or noncompliant work.
Who sets the bond amount, and what will I pay?The City does — Ordinance No. 1685-26 sets one $10,000 amount for every covered contractor, whatever the trade. You do not pay the $10,000; that is the surety’s maximum liability on a valid claim. Your premium is quoted by a surety specialist after a short review, usually within one business day.
Will I need collateral?That is decided at underwriting, and we tell you before you commit to anything. The bond amount is fixed and modest, and the application itself asks only for your business details, your contractor type and the effective date.
Is there a credit check?No. The bond issues the moment you pay — no credit review of any kind, not even a soft pull. The application collects no credit information and no Social Security number.
What happens if my bond lapses?Your license is suspended immediately under § 500.020(F), and the Director sends written notice of the deficiency. If you do not file a replacement bond within the period in that notice, or 10 business days if none is stated, the license is automatically revoked. We send renewal notices 60 and 30 days out so that never happens.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Get your Park Hills contractor bond quoted.

One short application and a specialist quote, usually within one business day. No credit review of any kind. Free until issued.

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