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Missouri cigarette & tobacco tax bonds.
From $100.

Missouri requires anyone making the first sale of tobacco products in the state without a wholesaler's license to file a bond with the Director of Revenue under RSMo 149.035. The Director sets the amount at three times your average tax liability, $500 minimum — the premium is 1.2% of the bond amount, $100 minimum.

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Required under RSMo 149.035 for a first tobacco seller without a wholesaler's license
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Amount set by the Director of Revenue at three times average tax liability, $500 floor
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1.2% of the bond amount, $100 minimum — exact price at the application
1.2% rate$100 minimumExactprice at the applicationNo credit check up to $25,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Missouri cigarette & tobacco tax bond cost?

1.2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No long underwriting queue for the standard tobacco tax bond — enter your amount, pay, and file with the Department of Revenue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Director of Revenue set, and the effective date — that is the application.

FAST REVIEW

Issued

Most tobacco tax bonds clear, and pricing lands at 1.2% of the bond amount, $100 minimum.

SAME DAY

File with the Department of Revenue

Submit the executed bond with your tobacco tax license application or renewal. Wet-ink originals mailed whenever the Department insists.

About this bond

What it is and who needs it.

What the tobacco tax bond covers

Missouri taxes cigarettes and other tobacco products under Chapter 149. A person making the first sale of tobacco products in the state who does not hold a wholesaler's license must file a bond with the Director of Revenue before that first sale — RSMo 149.035 conditions the license on it.

The Director sets the bond at three times your average tax liability, estimated for a new applicant, with a $500 statutory minimum. If the Director later judges the bond insufficient to cover your liability, the statute lets the Director require it adjusted upward.

It is not insurance for you — the bond backs your obligation to remit the tobacco tax you collect. If the state pays a claim on the bond, you repay the surety. We issue the amount the Director of Revenue set, from a $100 minimum, at 1.2% of the bond amount.

RSMo 149.035Missouri Revised Statute 149.035 requires a person making the first sale of tobacco products in the state, who does not have a wholesaler's license, to file a bond with the Director of Revenue as a condition of licensure. The bond amount is three times the applicant's average tax liability (estimated for a new applicant), with a minimum bond of $500. The Director may require the bond adjusted if it is later judged insufficient to cover the liability.

You need this bond if you are

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A first seller of tobacco products in Missouri who does not hold a wholesaler's license
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A new tobacco tax licensee the Director of Revenue is bonding at an estimated liability
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Renewing a tobacco tax license with a bond amount the Director has adjusted
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Reinstating a lapsed license that needs a fresh bond filed with the Department of Revenue
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The term is set on the carrier’s application; the premium covers the period shown there.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Revenue. Submit the executed bond with your tobacco tax license application or renewal. Wet-ink originals mailed whenever the Department insists.

What sets the price

The premium is 1.2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, no credit check up to $25,000.

Submit the application with the bond amount the Director of Revenue set. No credit check up to $25,000.

Start the application →
FAQ

Common questions.

How much is the Missouri cigarette & tobacco tax bond?The premium is 1.2% of the bond amount, $100 minimum. The bond amount itself is three times your average tax liability as estimated by the Director of Revenue, with a $500 statutory floor — your exact price appears at the application.
What amount should I enter?Enter the figure the Director of Revenue set for your license — three times your estimated average tax liability, or the $500 minimum if you're a new applicant with no filing history yet. Your registration notice will state the exact amount.
Is there a credit check?No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where do I file it?With the Missouri Department of Revenue, in support of your first-sale tobacco tax registration. We issue the executed bond ready to submit with your license application.
What does the bond guarantee?It guarantees you remit the Missouri tobacco tax you collect on first sales. If you fail to and the state pays a valid claim against the bond, you repay the surety — the bond protects the state, not you.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Tobacco tax bond, filed today.

From $100, with your exact price at the application. Enter the amount the Director of Revenue set and file the same day.

Your premiumfrom $100
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