MO Heat & Frost Insulators Local 1 bonds.
$1,200 flat.

A contractor who signs a collective bargaining agreement with the International Association of Heat & Frost Insulators and Allied Workers Local No. 1 — the St. Louis-area local for insulation and asbestos-abatement work — can be required to post a $30,000 wage and fringe bond securing the wages and fringe fund contributions the agreement obligates the contractor to pay. Ours is $1,200 flat, and the price you see is the checkout price.

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Required of a signatory contractor under the Local No. 1 collective bargaining agreement — a private union requirement, not a Missouri statute

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Fixed price, fixed amount — $30,000 bond, $1,200, no quote process

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Multi-year terms available — set it up once for up to 3 years

A-ratedA.M. Best carriersSoft pull onlynever a hard inquiryInstantissued the moment you pay

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How it works

Three steps. One sitting.

A wage and fringe bond at a fixed amount is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your company details and an effective date, plus a one-time consent to a soft credit pull. No financials, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Wage and fringe bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Local No. 1

Your executed bond and power of attorney arrive by email, ready to file with the union or its trust fund office so your signatory status is on record. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the wage & fringe bond actually guarantees

The International Association of Heat & Frost Insulators and Allied Workers Local No. 1 is the founding local of the international union, representing insulation, asbestos-abatement, and firestopping workers across the greater St. Louis area. A contractor who signs the local's collective bargaining agreement agrees to pay covered wages and to make contributions to the union's health, welfare, pension, and related trust funds on behalf of the insulators it employs.

The wage and fringe bond is Local No. 1's financial backstop for that promise. It's a three-party arrangement — you (the principal), our carrier, and Local No. 1 or its trust funds (the obligee) — protecting union members and the funds, not the contractor. If a signatory contractor fails to remit wages or fringe contributions the agreement requires, the union or a trust fund can make a claim against the bond up to its $30,000 penal amount.

It is not insurance for you — if the surety pays a claim, you repay the surety. This is not a government-mandated bond; no Missouri statute requires it. It is a private condition of doing signatory work with Local No. 1, and the bond must stay on file for as long as your signatory status is active.

Local No. 1 collective bargaining agreement — not a Missouri statuteThis bond is required by the International Association of Heat & Frost Insulators and Allied Workers Local No. 1 as a condition of the collective bargaining agreement a contractor signs to perform signatory insulation work in the St. Louis area — a private union/trust-fund requirement, not a state law. Confirm your required amount and filing address with Local No. 1 or its trust fund office before applying.

You need this bond if you're

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A contractor signing the Local No. 1 CBA for the first time as a new signatory employer

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Renewing your signatory status with an expiring or non-renewing bond on file

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A general contractor whose Local No. 1 subcontract requires proof of a current bond

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Reinstating after a lapse the union flagged in your trust fund contributions

One application, issued instantly.

These are the actual issuing fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price is fixed at $1,200.

Start the application →

FAQ

Common questions.

How much is the Local No. 1 wage and fringe bond?The premium is $1,200 flat — set by our carrier's rate book for this bond, the same for every signatory contractor. The $30,000 bond amount is fixed by the Local No. 1 collective bargaining agreement, so there is no quote process.

Do I pay the $30,000?No. You pay $1,200. The $30,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?Wage and fringe bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.

Is this required by Missouri law?No. This bond is a private condition of the collective bargaining agreement between a signatory contractor and Local No. 1 — no state statute requires it. It is required to maintain signatory status with the union.

Related bonds

Other Missouri bonds.

Signatory status, bonded today.

$1,200 flat, soft pull only, bond often issued in the same sitting. Free until issued.

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Your price$1,200

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