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Minnesota pipe laying bonds.
$250 flat.

Minnesota requires contractors who install building sewer and water service lines to file a $25,000 code-compliance bond with the Department of Labor and Industry. Ours is $250 flat, set by our carrier for this bond, identical for everyone. A quick soft credit check may apply — never a hard inquiry; the bond is issued when you pay.

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Required for pipe laying / sewer & water service registration with the DLI
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Fixed amount, fixed price — $25,000 bond, $250, no quote theater
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersInstantissued the moment you payTo Jan 1fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Minnesota pipe laying bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps to registered.

Your DLI registration is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the DLI

Pay online and receive the executed bond ready to file with your Department of Labor and Industry registration. Wet-ink originals mailed whenever the DLI insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota's Department of Labor and Industry (DLI) registers contractors who perform building sewer and water service installation — "pipe laying" — and conditions registration on a code-compliance surety bond under Minn. Stat. 326B.46. The bond runs to the state in the penal sum of at least $25,000.

The bond is conditioned on faithful and lawful performance of the work in compliance with the plumbing and construction codes. If a registered contractor installs sewer or water service in violation of the code and the state or a harmed party suffers loss, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The pipe-laying registration covers building sewer and water service work; contractors doing broader plumbing work hold a full plumbing contractor bond instead. This $25,000 bond is the standard amount for the registration.

Minn. Stat. 326B.46 (DLI)Minnesota Statutes 326B.46 requires a person who performs plumbing work — including building sewer and water service installation under the pipe-laying registration — to give and maintain a bond to the state of at least $25,000, conditioned on the faithful and lawful performance of the work in compliance with the code. The bond is filed with the Department of Labor and Industry. Confirm your registration class and amount with the DLI.

You need this bond if you're

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A sewer and water service installer registering with the DLI as a pipe-laying contractor
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Performing building sewer / water service work that requires the $25,000 code-compliance bond
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Renewing your registration and your current bond is expiring or non-renewing
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Adding the pipe-laying registration to your contracting business
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to January 1 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, January 1, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with the DLI. Pay online and receive the executed bond ready to file with your Department of Labor and Industry registration. Wet-ink originals mailed whenever the DLI insists.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $250 — our carrier's flat price for this bond. The $25,000 is the surety's maximum liability to the state and harmed parties; it's not a deposit, and nobody holds your money.
Who requires this bond?The Minnesota Department of Labor and Industry (DLI) requires it as a condition of pipe-laying (sewer and water service installer) registration under Minn. Stat. 326B.46.
What does the bond guarantee?That you perform building sewer and water service installation lawfully and in compliance with the code. If you violate the code and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It informs approval, not price: the $250 price is fixed either way.
When does it renew?The bond runs to January 1 whatever day you buy, and the bond must stay active for your registration to stay valid. We send renewal notices 60 and 30 days out with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Minnesota bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

The DLI is waiting on one document.

$250 flat, short application, bond issued when you pay. Free until issued.

Your price$250
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