MN Medicaid DMEPOS bonds.
$1,500 flat. Soft pull.

Minnesota requires durable medical equipment suppliers to file a $50,000 surety bond with the Department of Human Services to enroll in Minnesota Health Care Programs. Ours is $1,500 flat — 3% of the bond amount, identical for every supplier. One soft credit pull, e-signed in 1–2 business days.

Required to enroll as a DMEPOS supplier in Minnesota Health Care Programs (MHCP)
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to enrolled.

Your MHCP DMEPOS enrollment is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with DHS

Pay online and receive the executed bond ready to file on the DHS surety bond form with your MHCP DMEPOS enrollment. Wet-ink originals mailed whenever DHS insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota's Department of Human Services conditions DMEPOS supplier enrollment in Minnesota Health Care Programs (MHCP) on a $50,000 surety bond. DMEPOS stands for durable medical equipment, prosthetics, orthotics, and supplies — the bond is a program-integrity guarantee that you bill MHCP honestly and follow the program rules.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Minnesota (the obligee). If a supplier submits improper claims, fails to repay an overpayment, or otherwise violates the program rules, the state can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The $50,000 amount applies to suppliers enrolling new or with MHCP revenue up to and including $300,000; higher-revenue suppliers post a $100,000 bond, which we also write.

Minn. Stat. 256B.04, subd. 21Minnesota Statutes 256B.04, subdivision 21, authorizes the Department of Human Services to require a surety bond as a condition of enrollment for certain provider types, and DHS requires a $50,000 surety bond from DMEPOS suppliers (rising to $100,000 for suppliers whose prior-year MHCP revenue exceeds $300,000), filed on the DHS surety bond form. Confirm the amount that applies to you against your DHS enrollment notice.

You need this bond if you're

Enrolling as a DMEPOS supplier in Minnesota Health Care Programs for the first time
Re-enrolling or revalidating and DHS has asked for a current bond on file
Adding a DME location or NPI that DHS ties to a separate bond filing
Up to $300,000 in MHCP revenue — the $50,000 tier; over that, you need the $100,000 bond

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the state; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Minnesota Department of Human Services requires it as a condition of enrolling as a DMEPOS supplier in Minnesota Health Care Programs, under the authority of Minn. Stat. 256B.04, subd. 21. No active bond, no enrollment.
Should I get the $50,000 or the $100,000 bond? +
The $50,000 bond applies to new enrollees and suppliers whose prior-year MHCP revenue was up to and including $300,000. If your prior-year MHCP revenue exceeded $300,000, DHS requires the $100,000 bond. Check your DHS notice, or send it to us and we will confirm.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years. DHS requires the bond renewed annually for as long as you're enrolled, so we send renewal notices 60 and 30 days out with autopay available — your enrollment never lapses over a missed email.
Related bonds

Other New York bonds.

DHS is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →