Minnesota requires durable medical equipment suppliers to file a $50,000 surety bond with the Department of Human Services to enroll in Minnesota Health Care Programs. Ours is $1,000 flat, set by our carrier for this bond, identical for every supplier. A quick soft credit check may apply — never a hard inquiry — e-signed in 1–2 business days.
















Your MHCP DMEPOS enrollment is waiting on this bond. Here is the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond ready to file on the DHS surety bond form with your MHCP DMEPOS enrollment. Wet-ink originals mailed whenever DHS insists.
Minnesota's Department of Human Services conditions DMEPOS supplier enrollment in Minnesota Health Care Programs (MHCP) on a $50,000 surety bond. DMEPOS stands for durable medical equipment, prosthetics, orthotics, and supplies — the bond is a program-integrity guarantee that you bill MHCP honestly and follow the program rules.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Minnesota (the obligee). If a supplier submits improper claims, fails to repay an overpayment, or otherwise violates the program rules, the state can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The $50,000 amount applies to suppliers enrolling new or with MHCP revenue up to and including $300,000; higher-revenue suppliers post a $100,000 bond, which we also write.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →$1,000 flat, short application, e-signed bond in 1–2 business days. Free until issued.